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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    H
    Hector O
    Stockton, CA
    Posted on June 16th, 2020 04:23 PM
    Kristina was amazing to work with. Answered all my million questions, was very patient and on top of everything from start to finish. She made this process a lot easier and less stressful. Highly recommend her. Thanks, Hector & Jovanna.
  • FTP
    C
    Carlos V
    Stockton, CA
    Posted on June 15th, 2020 06:02 PM
    Thanks for all your work, Kristina. We are so happy to be in our new home.
  • FTP
    O
    Omar M
    Stockton, CA
    Posted on June 6th, 2020 02:33 PM
    When I first spoke to Kristina she made me felt at ease with the whole loan process from beginning to end.After gathering all the necessary documents to begin the loan process, she referred me with her Realtor agents Evelyn and Janet.They were...
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  • FTP
    C
    Ceasar B
    Stockton, CA
    Posted on June 3rd, 2020 07:34 PM
    Overall I had a good experience with Kristina. She didn’t rush anything , she was very helpful. Whenever I needed something she’d do it with no hesitation. If you’re looking for a loan officer I’d definitely go with kristina. She does great...
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  • FTP
    T
    Tavin H
    Stockton, CA
    Posted on May 31st, 2020 03:05 AM
    Having her help when I had questions. About things I didn’t understand
  • FTP
    E
    Eduardo C
    Modesto, CA
    Posted on May 29th, 2020 01:51 PM
    Kristina is very fast responding has a great team very professional and get on it. I’m very happy with the service thanks a lot .
  • FTP
    R
    Roberto R
    Stockton, CA
    Posted on May 21st, 2020 03:41 PM
    Her strive and challenge to help families to obtain the best loan for a home. Always trying new ways and dont give up at any time. Patience with clients. Family and I bery thankfully to have choose her.
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    M
    MOHINDERPAL S
    Lodi, CA
    Posted on May 20th, 2020 04:08 PM
    She is very friendly and helpful and intelligent young lady I know her from long time she is super
  • FTP
    A
    Armando S
    Waterford, CA
    Posted on May 20th, 2020 04:13 AM
    ...
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    Linda S
    Rancho Cordova, CA
    Posted on May 14th, 2020 02:43 PM
    You guys are the best! I was kept informed throughout the entire process and appreciate everyone's diligence in making home ownership a reality for me. Thank you so much!!!
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.