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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Katherine L
    Stockton, CA
    Posted on June 21st, 2021 12:52 PM
    Great service! Thank you Kristina!
  • FTP
    V
    Victor V
    Stockton, CA
    Posted on March 26th, 2021 05:03 PM
    Good Communication and a fast process
  • FTP
    E
    ELIANA L
    Lodi, CA
    Posted on March 22nd, 2021 04:10 PM
    Kristina went above and beyond during the whole loan process. She answered all my questions in a timely manner, and was very kind and professional. I would definitely recommend Kristina to other people because she is very knowledgeable, helpful,...
    read more
  • FTP
    W
    William M
    Pollock Pines, CA
    Posted on March 13th, 2021 05:40 PM
    Kristina's expertise was what I needed
  • FTP
    E
    Elsa R
    Stockton, CA
    Posted on March 13th, 2021 04:30 PM
    Kristina and her Team provided Awesome services and communication!! Our experience has been great exceeding expectations, making a very smooth process of purchasing our family home with their professionalism and expertise. Much Graditute!
  • FTP
    L
    Luis G
    Stockton, CA
    Posted on March 4th, 2021 11:55 PM
    Overall a really good experience, she explained well all questions I had.
  • FTP
    R
    Rosa T
    Lodi, CA
    Posted on March 4th, 2021 11:31 PM
    Kristina is very professional and knowledgeable , it’s not the first time I’ve work with her. I’ll always comeback and trust ; She offers the best of her experience 😊
  • FTP
    Y
    Yulissa C
    Bakersfield, CA
    Posted on February 27th, 2021 05:51 PM
    The consistent communication w/ everyone involved and how fast and smooth everything went even for there being a pandemic really made the whole process a lot easier
  • FTP
    G
    Gaylord J
    Stockton, CA
    Posted on February 26th, 2021 03:50 PM
    Kristina helped us with our first and now second home purchase. Kristina and her Team at Stearns are transparent and made the transaction much smoother as the first time. Our questions and concerns are answered promptly and their communication...
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  • FTP
    S
    Sophia G
    Stockton, CA
    Posted on February 24th, 2021 08:56 PM
    Always answered my questions fast, and helped with anything I needed. Also helped get me the best loans I could get.
  • 601–610 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.