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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    David F
    Vallejo, CA
    Posted on August 28th, 2021 07:26 PM
    Kristina was very responsive and required very little follow up on my agent/Buyer side. The client was very happy as well.
  • Encompass
    J
    Juanita H
    Stockton, CA
    Posted on August 14th, 2021 10:59 PM
    Followed Kristina from Stearns, always a pleasure doing business with her.
  • Encompass
    J
    Joshua H
    Stockton, CA
    Posted on August 14th, 2021 04:53 PM
    Awesome job made it quick and easy thank you!
  • Encompass
    M
    Mohinder P S
    Elk Grove, CA
    Posted on August 14th, 2021 03:00 AM
    Kristina is a very experienced and wonderful lady I m fully satisfied with her work I know her from 15 years I always refer her to my friends she is very professional she gave me very honest advice I am thankful to her from my heart Thanks...
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  • Encompass
    G
    Gemacelle C
    Stockton, CA
    Posted on July 23rd, 2021 02:30 PM
    Kristina and her team is amazing and is one of the Best in town! True Rockstars in lending!
  • Encompass
    K
    Kiranjit K
    Lodi, CA
    Posted on July 2nd, 2021 09:23 PM
    Thank you!!
  • Encompass
    T
    Teresa S
    Stockton, CA
    Posted on June 29th, 2021 12:54 AM
    Kristina was very responsive and extremely quick, straight to the point. The entire process was quicker than expected. I had a lot of questions along the way, she was always available via text or email. Once i got my Loan documents, everything...
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  • Encompass
    M
    MAGDALENA L
    Stockton, CA
    Posted on June 27th, 2021 06:57 PM
    I enjoyed working with Kristina Hernández she is the best, she is very professional, she has a lot of knowledge and can close quick. I loved working with Kristina and her team they have great communication with the buyer and agent. I will continue...
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  • Encompass
    J
    Janet R
    Stockton, CA
    Posted on June 23rd, 2021 12:50 AM
    Kristina is very professional and honest. Always closes early or on time. Is very good at communicating and easy to get a response back. You are never left wondering what is going on in the transaction. She works hard for the buyer and gives...
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  • Zillow
    J
    Janet R
    Stockton, CA
    Posted on June 22nd, 2021 12:00 AM
    She got me a very good interest rate on my home purchase and the sellers agent knew about her effectiveness in closing loans so that helped them accept my offer. She closed ahead of schedule and was always easy to get a hold of and very responsive....
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  • 591–600 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.