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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    B
    Bushra K
    Stockton, CA
    Posted on February 16th, 2021 03:36 PM
    Kristina was on top of everything through out the whole process. She responded to my text and/or email very quick, within 5-10 minutes. She made the whole process easy and stress free, she is reliable and a person that you can trust. We had...
    read more
  • FTP
    R
    Rene G
    Stockton, CA
    Posted on February 15th, 2021 08:13 PM
    I highly recommend Kristine she’s a great lender very professional! Helped my parents close in under 30 days she’s the best
  • FTP
    J
    Jaime A
    Stockton, CA
    Posted on February 15th, 2021 01:34 AM
    I still have no words I’m still super excited and overwhelmed and the experience was amazing I couldn’t ask for a better loan officer
  • FTP
    M
    Mohamed Z
    Modesto, CA
    Posted on February 10th, 2021 01:49 AM
    Smooth transaction highly recommended !
  • FTP
    C
    Carmen A
    Stockton, CA
    Posted on February 1st, 2021 04:48 PM
    Thank you so much for all your help Kristina!
  • FTP
    M
    Michael A
    Stockton, CA
    Posted on January 30th, 2021 03:35 PM
    Kristina was awesome and communicated during the whole process. She made us feel like she cared about us as clients.....She is a gem.
  • FTP
    A
    Amber J
    Lodi, CA
    Posted on January 25th, 2021 06:20 PM
    This is our second time working with Kristina (buying our first home and then refinancing 2 years later) and we’ve been so happy both times. Kristina had everything finalized so quickly, the process is easy to understand, her communication...
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  • Zillow
    C
    Caseyprach
    Stockton, CA
    Posted on January 20th, 2021 12:00 AM
    Kristina went above and beyond to help ne purchase my home. No matter what day or time I had contacted her, she had always got back to me. All the members of her team was great but Kristina was awesome
  • FTP
    K
    Kyle C
    Stockton, CA
    Posted on January 19th, 2021 03:11 PM
    was very helpful through the whole process, and responded quickly!
  • FTP
    H
    Hom P
    Stockton, CA
    Posted on January 18th, 2021 07:42 PM
    Kristina Hernandez was so awesome. She's been there for me from day 1. No matter what time, what day or what questions I ask of her, she got back to me ASAP. If every Lenders works like her, every transaction would go smoothly. Thank you for...
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  • 611–620 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.