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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Adrian M R
    Fresno, CA
    Posted on January 13th, 2024 04:12 PM
    Kristina's great communication, tenacity, and professional integrity. This was definitely not one of the easiest deals whatsoever ( for reasons unrelated to landing) but Kristina worked diligently and communicated with us daily. We were able...
    read more
  • Encompass
    A
    Anastasia E
    Stockton, CA
    Posted on January 3rd, 2024 06:09 AM
    Kristina was very communicative throughout the whole process of the transaction. There was never a time where I called and she did not answer the phone to help. My clients were very satisfied with their experience and appreciate Kristina’s...
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  • google
    J
    Justin G
    Posted on January 2nd, 2024 03:19 PM
    Kristina has been incredible. She made us feel like we were her only client. She always responded quickly and did a great job explaining everything. She is very patient and kind. We highly recommend her!
  • Encompass
    J
    Justin P G
    Stockton, CA
    Posted on January 2nd, 2024 03:18 PM
    Kristina made us feel like her only client. She was always quick to respond and did a great job explaining things. I would highly recommend her.
  • Encompass
    J
    Juan D D A
    Stockton, CA
    Posted on January 1st, 2024 09:44 PM
    Kristina used the right type of loan that fitted my needs and communicated with me at all times when I had questions. Her team leadership kept every party involved and together we successfully closed the transaction. She is my loan hero. Happy...
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  • google
    R
    Rene O G
    Posted on December 28th, 2023 03:33 PM
    Thank you, Kristina. You made a made difficult, stressful situation into a pleasant experience. You always kept us informed. I was so happy when the loaned closed.
  • Encompass
    R
    Rene G
    Delhi, CA
    Posted on December 28th, 2023 03:30 PM
    it was great
  • google
    D
    Dhulfiqar F
    Posted on December 22nd, 2023 03:53 PM
    Kristina Hernandez has received a review with 5 star rating from Dhulfiqar F
  • Encompass
    T
    Teba B
    Manteca, CA
    Posted on December 22nd, 2023 03:52 PM
    Kristina was a great help throughout my loan application process. Her prompt responses and clear explanations made navigating the complexities of the process much easier for me. She was patient in addressing all my queries and provided excellent...
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  • Encompass
    N
    Nichole M
    Vallejo, CA
    Posted on December 3rd, 2023 01:01 AM
    Even when things got difficult due to unforeseen reasons Kristina still went above and beyond.
  • 291–300 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.