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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    V
    Vanessa A
    Posted on November 20th, 2023 12:00 AM
    Kristina was great help during our home buying process. From providing us with a preapproval to help start looking and into the final process where certain obstacles came our way and maneuvering into the closing of our loan. The communication...
    read more
  • Encompass
    E
    Esmeralda H
    Soulsbyville, CA
    Posted on November 18th, 2023 03:27 PM
    When it comes to purchasing a home, timing is everything. That's why we feel incredibly fortunate to have had Kristina Hernandez as our loan originator. Her expertise and efficiency were pivotal in ensuring that we closed on our client’s new...
    read more
  • Encompass
    M
    Madison W
    Stockton, CA
    Posted on November 6th, 2023 08:27 PM
    Kristina is amazing. I truly think she was the turning point in my clients experience, she was the only lender that I felt wanted to take the time to make sure they felt confident in their decision. She had amazing communication with myself...
    read more
  • google
    V
    Vanessa A
    Posted on November 6th, 2023 04:51 PM
    Kristina was great help during our home buying process. From providing us with a preapproval to help start looking and into the final process where certain obstacles came our way and maneuvering into the closing of our loan. Very helpful and...
    read more
  • Encompass
    V
    Vanessa A
    STOCKTON, CA
    Posted on November 6th, 2023 04:51 PM
    Kristina was great help during our home buying process. From providing us with a preapproval to help start looking and into the final process where certain obstacles came our way and maneuvering into the closing of our loan. The communication...
    read more
  • Encompass
    D
    Davien H
    Stockton, CA
    Posted on October 30th, 2023 04:23 PM
    Her communication skills
  • Encompass
    M
    Marta L B
    STOCKTON, CA
    Posted on October 23rd, 2023 06:45 PM
    It was a very professional and helpful experience I really appreciate all the help and work done for us.
  • Encompass
    Y
    Yesenia R
    Hemet, CA
    Posted on October 20th, 2023 06:13 PM
    Overall great experience.
  • google
    J
    Jr B
    Posted on October 20th, 2023 02:41 PM
    Kristina Hernandez has received a review with 5 star rating from Jr B
  • Encompass
    J
    Jessie R
    Hemet, CA
    Posted on October 20th, 2023 02:41 PM
    KRISTINA is the greatest in the game she knows the in and outs of the housing market. And is quick to close and get you into your dream home. Nothing but great service and we appreciate your hard work into getting us our first keys to our dream...
    read more
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.