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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Alexander A Z
    Patterson, CA
    Posted on March 8th, 2024 03:13 PM
    What made my first home purchase great!. Was the amount of support I was given by Kristina and everyone is her team, which made process easy and fast .
  • Encompass
    O
    Orlando B
    Stockton, CA
    Posted on March 1st, 2024 02:01 PM
    The excellence in customer service and the knowledge of program that was involved in the transaction. I very highly recommend her services to other brokers and clients.
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    G
    Greg V
    Posted on February 20th, 2024 12:00 AM
    Kristina and her team were very attentive and had great communication when I had questions. It was a great experience as this was my first home purchase. I hope to work with Kristina again in the future to refinance and hopefully move into...
    read more
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    Greg V (
    Posted on February 1st, 2024 04:18 PM
    Kristina and her team were very attentive and had great communication when I had questions. It was a great experience as this was my first home purchase. I hope to work with Kristina again in the future to refinance and hopefully move into...
    read more
  • Encompass
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    Gregory H V
    Stockton, CA
    Posted on February 1st, 2024 04:18 PM
    Kristina and her team were very attentive and had great communication when I had questions. It was a great experience as this was my first home purchase. I hope to work with Kristina again in the future to refinance and hopefully move into...
    read more
  • google
    J
    Justin G
    Posted on January 20th, 2024 12:00 AM
    Kristina has been incredible. She made us feel like we were her only client. She always responded quickly and did a great job explaining everything. She is very patient and kind. We highly recommend her!
  • Encompass
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    Reshell G
    Eureka, CA
    Posted on January 16th, 2024 04:05 PM
    Communication
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    Patricia S
    Eureka, CA
    Posted on January 16th, 2024 03:22 AM
    She found me the best options
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    Ruben S
    Posted on January 14th, 2024 03:02 AM
    Great!!
  • Encompass
    R
    Ruben D S
    Fresno, CA
    Posted on January 14th, 2024 03:01 AM
    Everything
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.