Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    M
    Maggie S
    Posted on August 10th, 2024 02:21 PM
    Kristina Hernandez has received a review with 5 star rating from Maggie S
  • Encompass
    M
    Margaret R S
    Forestville, CA
    Posted on August 10th, 2024 02:19 PM
    Kristina was extremely supportive. She took the time to explain complicated pieces of the process, which was needed for first-time home owners.
  • Encompass
    S
    Shkolay N
    Sacramento, CA
    Posted on July 28th, 2024 03:59 AM
    Kristina is Amazing! My first home purchase went really smooth :) She and her Team are amazing in helping individual's with their American Dream come true! Thank you again Kristina!
  • Encompass
    C
    Clarissa A
    Sacramento, CA
    Posted on July 19th, 2024 02:03 PM
    Really appreciate the communication and speediness of the process.
  • Encompass
    D
    Drishya R K K
    Hayward, CA
    Posted on July 18th, 2024 08:42 PM
    Kristina was an absolute delight to work with! She was very attentive and patient, and held my hand through every step of the process. She was extremely communicative and thorough in all her explanations, which helped make the entire process...
    read more
  • Encompass
    R
    Ryan A
    Sacramento, CA
    Posted on July 13th, 2024 04:45 PM
    Kristina was very helpful and responsive. She got our loan completed quickly. Thank you!
  • Encompass
    J
    Jacob J
    Mokelumne Hill, CA
    Posted on July 6th, 2024 01:33 AM
    She help us through all the stressful steps and help us understand the process more
  • Encompass
    M
    Marlaina G
    Mokelumne Hill, CA
    Posted on June 29th, 2024 05:23 PM
    Kristina and her team are always a pleasure to work with. She is always so helpful and willing to take on a challenge. I appreciate you all.
  • Encompass
    E
    Erika J
    Mokelumne Hill, CA
    Posted on June 29th, 2024 02:07 PM
    The process took the time it was schedule for.
  • Encompass
    C
    Christine A B
    Stockton, CA
    Posted on June 21st, 2024 08:10 PM
    They helped us all the way and were very accommodating with all of our questions.
  • 221–230 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.