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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • write_review_unverified
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    Azita M
    Posted on June 14th, 2024 12:01 AM
    As a long time Realtor i always like to work with a Good Lenders . Kristina was very nice, caring and extremely knowledgeable . I had a great transaction with her and defiantly will use her again Thanks
  • Encompass
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    Rocky B B
    Stockton, CA
    Posted on June 12th, 2024 03:20 PM
    Plenty of patience and guidance
  • Encompass
    K
    Kelly M E
    San Jose, CA
    Posted on June 11th, 2024 05:18 PM
    Kristina was very responsive and professional throughout the whole transaction. My clients and I appreciated it.
  • Encompass
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    Javi F
    Sacramento, CA
    Posted on June 7th, 2024 09:50 PM
    Kristina is amazing!!
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    Michelle H
    Valley Springs, CA
    Posted on June 4th, 2024 06:27 PM
    Kristina was able to close early for her buyer which made my deller very happy!
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    Dora R
    CA
    Posted on June 3rd, 2024 04:00 AM
    Never had a Mortgafe Company work with me the way Kristina has. Very happy . Thank you
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    Danny F K
    Waterford, CA
    Posted on June 1st, 2024 03:04 PM
    Kristina and her team worked diligently to reach deadlines that they established. They may be the most professional group of folks I’ve had the pleasure of doing business with. I highly recommend them for all your real estate needs.
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    Maria J C
    El Sobrante, CA
    Posted on May 30th, 2024 03:20 AM
    Kristina worked hard and fast to close my house deal. I was impressive with her ability and skills to move things forward and quick response to any question I had. Thank you very much for your help and hard work. You are appreciated!
  • Encompass
    D
    Dustin N
    Rocklin, CA
    Posted on May 27th, 2024 04:56 PM
    Kristina and her team helped me through the entire process. Anything I needed they were there. They answered all of my questions and there was nothing to worry about. They explained my options, got me the most competitive rate, and secured...
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    A
    Adiba S
    Posted on May 26th, 2024 11:06 AM
    Kristina is the best! She is experienced, reliable, and easy to work with. I highly recommend her if you are a first time home buyer! Huge thank you to her and team.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.