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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Akash S
    San Ramon, CA
    Posted on August 22nd, 2024 06:35 PM
    Kristina was highly knowledgeable in her space and guided us throughout the process. She was extremely prompt in replying to messages in answering our questions and resolving our concerns. I was very glad to be in touch with her as she expedited...
    read more
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    M
    Michael M
    Forestville, CA
    Posted on August 16th, 2024 06:41 PM
    Professional and very timely with questions and end results being very positive.
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    Melissa B
    Posted on August 16th, 2024 02:04 PM
    The most amazing person to work with. Listens to your needs and makes a plan. She promptly answers questions. She walks hand in hand with you during the entire process. She truly is amazing.
  • Encompass
    M
    Melissa B
    Pine Mountain Club, CA
    Posted on August 16th, 2024 02:03 PM
    Amazing to work with. Always listened to my needs and never passed any judgement. Promptly answered questions. Encouraged me along the way. Overall just amazing.
  • Encompass
    S
    Shelly O
    Pine Mountain Club, CA
    Posted on August 16th, 2024 12:35 PM
    Absolutely amazing… Kristina is the best. Looking forward to our next deal.
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    Elizabeth G
    San Antonio, TX
    Posted on August 14th, 2024 03:17 PM
    Kristina was completely amazing! Responded promptly. Made me feel comfortable through the whole process. Great to work with if I could have given her more stars I would. Thank you, Kristina and her team!
  • Encompass
    M
    Mariela V
    Richmond, CA
    Posted on August 13th, 2024 03:17 PM
    Kristina is Amazing. I love working with her! She is an outstanding lender with a wealth of experience and deep knowledge of the industry. She offers a wide variety of loan programs tailored to fit the unique needs of each buyer, making her...
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    Mary M
    Forestville, CA
    Posted on August 13th, 2024 03:13 PM
    Email ease. Zero Problems. For some great and beautiful reason, this was a no fuss no muss loan. Thank You !
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    J
    Jose N
    Posted on August 11th, 2024 01:43 AM
    Kristina can make your home searching and buying smooth and easy with her expertise and professionalism.
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    Jose M N
    Richmond, CA
    Posted on August 11th, 2024 01:40 AM
    Though we don't know Kristina or even meet her in person at all, she has demonstrated an exceptional and professional attitude when we first inquired our interest in home searching until we finally found one. Our experience with her was very...
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  • 211–220 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.