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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Mohammad I I
    Tracy, CA
    Posted on September 8th, 2024 03:46 PM
    Kristina did a great job on your loan application. She and her team are very friendly and professional.
  • Encompass
    H
    Hector M S
    Lemoore, CA
    Posted on September 7th, 2024 09:49 PM
    Maybe it was luck but Kristina responded (or should I say answered) when others did not. The other lenders did eventually respond but it was an hour too late. Kristina, from the the first conversation was polite and understanding. Her Communication...
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  • Encompass
    B
    Brenda C R
    Sonora, CA
    Posted on September 7th, 2024 02:25 PM
    You made the overall experience very pleasant
  • Encompass
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    Nicole B P
    Concord, CA
    Posted on September 4th, 2024 03:39 AM
    We loved how thorough Kristina was and how knowledgeable she was about the whole process. We felt sure in our decisions when working with Kristina and would definitely recommend her!
  • Encompass
    T
    Trung N
    Hidden Valley Lake, CA
    Posted on September 3rd, 2024 03:14 PM
    Kristina is on top of her loan process. Her knowledge and professionalism are great with clients. Loan's are always on time and or early with closing. Would highly recommend Kristina Hernandez.
  • Encompass
    T
    Tinka K L
    Stockton, CA
    Posted on August 29th, 2024 05:13 PM
    Kristina checked in regularly. Also her team made sure I was completing all my requirements. They were very professional.
  • Encompass
    E
    Esther A
    Stockton, CA
    Posted on August 23rd, 2024 07:21 PM
    Great communication and a very smooth transaction. It's always great working with Kristina.
  • Encompass
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    Hector H
    San Antonio, TX
    Posted on August 23rd, 2024 01:02 PM
    Great communication
  • google
    M
    Mark J
    Posted on August 23rd, 2024 12:28 AM
    Kristina was a great help through the confusing process.
  • Encompass
    M
    Mark S J
    Modesto, CA
    Posted on August 23rd, 2024 12:27 AM
    Being a first time home owner i felt i had many dumb questions, but Kristina didn't hesitate to answer any of them!
  • 201–210 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.