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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Latchemi K
    Vacaville, CA
    Posted on September 25th, 2024 01:19 AM
    Great customer service, attention to detail, and fluid processes. I would work with Kristina and her team with any other transactions I have.
  • Encompass
    K
    Kathy B
    Sacramento, CA
    Posted on September 20th, 2024 02:20 PM
    Good communication with myself and buyers!
  • Encompass
    K
    Kei'sha P
    Stockton, CA
    Posted on September 18th, 2024 09:23 PM
    I will be recommending her to all my buyers.
  • Encompass
    K
    Kim O S
    Riverbank, CA
    Posted on September 18th, 2024 05:48 PM
    Kristina was wonderful. As a first time home buyer Kristina and her team help and guided me and my wife with all the process. It was a great experience!
  • google
    S
    Susi C
    Posted on September 14th, 2024 02:25 PM
    Kristina went above and beyond for us. The whole team was great to work with and so responsive. I cannot thank you enough.
  • Encompass
    A
    Ana A C
    Santa Rosa, CA
    Posted on September 14th, 2024 02:25 PM
    Kristina went above and beyond for us. The whole team was great to work with and so responsive. I cannot thank you enough.
  • Encompass
    E
    Ed R
    Sonora, CA
    Posted on September 8th, 2024 11:28 PM
    Kristina is Great!
  • google
    D
    Diana M
    Posted on September 8th, 2024 03:56 PM
    Kristina Hernandez has received a review with 5 star rating from Diana M
  • Encompass
    D
    Diana M K
    Hidden Valley Lake, CA
    Posted on September 8th, 2024 03:55 PM
    Kristina is absolutely amazing, she puts the customer first and is ALWAYS available to not just answer questions but be here for homebuyers like me and walk me through each step with detailed responses and answered all questions she did such...
    read more
  • Encompass
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    Najeeba I
    Tracy, CA
    Posted on September 8th, 2024 03:47 PM
    Great job, Kristina! We appreciate your work.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.