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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Rudy J
    Stockton, CA
    Posted on November 18th, 2024 04:59 PM
    Kristina, kept me informed throughout the loan process which kept my seller and I at ease. Thank you Kristina for your professionalism.
    Reply from Kristina Hernandez
    November 18th, 2024 07:43 PM
    Thank you Rudy for your kinds words. It was a pleasure working with you and please tell Chris I said hello and I wish her a happy retirement she deserves it!
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    S
    Steve C
    Posted on November 15th, 2024 08:13 PM
    Very professional, even helped me with escrow questions after our loan closed 3 months ago. Thanks Kristina !
  • Encompass
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    Reina R B G
    Fairfield, CA
    Posted on November 15th, 2024 06:33 PM
    Kristina has been very patient in explaining everything. She also responds very quickly to any questions and was able to do everything in a timely manner.
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    LESLEEN T
    Stockton, CA
    Posted on November 13th, 2024 11:11 PM
    Quick response to my questions follow ups of missing docs The process went smooth and quick.
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    Javier G
    Posted on November 13th, 2024 07:25 PM
    Kristina Hernandez has received a review with 5 star rating from Javier G
  • Encompass
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    Javier G
    Santa Rosa, CA
    Posted on November 13th, 2024 07:25 PM
    It was a pleasure working with Kristina and her . She made the entire process smooth and went above and beyond to assist me. She was always responsive to my questions, and her dedication made all the difference. My sister highly recommended...
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    James L E
    Stockton, CA
    Posted on November 12th, 2024 04:14 PM
    Very smooth process
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    Ana L L
    Stockton, CA
    Posted on November 12th, 2024 02:00 PM
    Kristina is an amazing lender.! She closed on time and she kept me updated throughout the entire transaction.
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    Nichole M
    Stockton, CA
    Posted on November 6th, 2024 01:54 PM
    Kristina is a great lender, can tell she has tons of experience and knowledge in her field which made this for a very smooth transaction .
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    Christopher W M
    Ben Lomond, CA
    Posted on October 31st, 2024 08:25 PM
    Thanks for always being available to anewer my questions and help with decisions. also for the realtor recommendation!
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.