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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Claudia Z
    Posted on October 27th, 2024 06:43 PM
    Kristina was super helpful and efficient throughout the entire process of purchasing our first home. She made sure that met our timelines for closing on our home. Kristina is very responsive and extremely knowledgeable and will do her best...
    read more
  • Encompass
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    Claudia A Z
    Sacramento, CA
    Posted on October 27th, 2024 06:32 PM
    Kristina was super helpful and efficient throughout the entire process of purchasing our first home. She made sure that met our timelines for closing on our home. Kristina is very responsive and extremely knowledgeable and will do her best...
    read more
  • Encompass
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    Perla P
    Stockton, CA
    Posted on October 27th, 2024 02:33 AM
    I had a fantastic experience working with Kristina. She was incredibly communicative and kept me in the loop at every step, making the process so much smoother.Her dedication to ensuring I was well-informed made all the difference. Highly recommend!...
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  • Encompass
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    Mary G
    Sacramento, CA
    Posted on October 26th, 2024 08:32 PM
    Kristina helped my clients with their home loan and did an outstanding job. She is very communicative, timely and just on top it. We closed way ahead of schedule and had a smooth closing.
  • Encompass
    S
    Shelly O
    Ben Lomond, CA
    Posted on October 25th, 2024 03:14 PM
    Kristina is really the best lender I’ve ever worked with in my real estate career that started in 2003. She is so knowledgeable and makes the deals as smooth as can possibly be. Really enjoy working with Kristina and look forward to more deals...
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  • Encompass
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    Renee M B
    Stockton, CA
    Posted on October 22nd, 2024 01:14 PM
    Kristina is knowledgeable and professional, great job !
  • Encompass
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    Trung N
    Hidden Valley Lake, CA
    Posted on October 19th, 2024 10:21 PM
    Another successful transaction with Kristina Hernandez. Highly recommend to buyers, agents, or anyone who needs assistant with the services Kristina provide.
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    Doreen K
    Hidden Valley Lake, CA
    Posted on October 16th, 2024 03:48 PM
    She was very responsive to all the emails and worked really hard to get this done for us
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    Marlaina G
    Stockton, CA
    Posted on October 8th, 2024 03:31 PM
    Kristina is amazing at what she does. Her knowledge is impeccable, she is very responsive and empathetic.
  • Encompass
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    Patricia S
    Stockton, CA
    Posted on October 6th, 2024 01:38 PM
    Kristina always answered all my questions promptly. She made me feel at ease during the whole process making it near seemless. Kristina and her whole team at Homeowners Financial Group are amazing.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.