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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Ais K W M
    Nice, CA
    Posted on January 3rd, 2025 10:34 PM
    Great work.
  • Encompass
    T
    Tiffany P M
    Galt, CA
    Posted on December 16th, 2024 03:06 PM
    Kristina was very responsibe via email and phone. She made my first time home buying experience a breeze!
  • google
    I
    Ismail E
    Posted on December 5th, 2024 03:02 PM
    Kristina Hernandez has received a review with 5 star rating from Ismail E
  • Encompass
    I
    Ismail E
    Lathrop, CA
    Posted on December 5th, 2024 03:01 PM
    Thank you . It's pleasure to work with you
  • Encompass
    H
    Hamdiye I E
    Lathrop, CA
    Posted on December 2nd, 2024 11:46 PM
    thank you for your service
  • google
    R
    Roman S
    Posted on November 29th, 2024 06:54 PM
    Kristina was an exceptional asset to our home buying team. Her professionalism and extensive knowledge made a significant difference in our experience. From the outset, Kristina was incredibly responsive, providing speedy answers and valuable...
    read more
  • Encompass
    R
    Roman K
    San Anselmo, CA
    Posted on November 29th, 2024 06:53 PM
    Kristina was an exceptional asset to our home buying team. Her professionalism and extensive knowledge made a significant difference in our experience. From the outset, Kristina was incredibly responsive, providing speedy answers and valuable...
    read more
  • Encompass
    Y
    Yura S
    San Anselmo, CA
    Posted on November 28th, 2024 05:09 PM
    Thank you so much for making this transaction smooth, pleasant and stress free!
  • Encompass
    R
    Robert R
    Modesto, CA
    Posted on November 27th, 2024 04:33 PM
    Kristina provided 5 start service from start to finish. She is very professional and very responsive. She takes great pride in her work and you can trust that your clients will be well taken care of.
  • Encompass
    J
    Jonathan M
    Santa Rosa, CA
    Posted on November 19th, 2024 07:20 PM
    Great communication through out the whole transaction.
  • 151–160 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.