

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Kristy is one person who attended each and every call and explained with lots of patience for every single dumbest question also with great cheer and laughter which made us very comfortable and smooth closing without any stressThank youUma
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for leaving us a review, Uma! It was a pleasure working with you and we look forward to working with you again in the future.
Kristi provided both speed and efficiency at closing. Also, she was flexible when it came to delivering services for a single man who had to travel for work during the closing. I will be reaching out to her the next time I purchase a home or...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We look forward to the next time you reach out to us, William! Thanks so much for leaving us a review, we're happy to hear that you had such a positive experience.
Thinking ahead of what has to be done and what we have to do
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for sharing your experience, Konrad!
The kind and knowledgeable people.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're glad that our friendly staff was a highlight of your experience, Edward! We look forward to working with you again in the future.
Kristi was very responsive and cordial. It was a pleasure working with her, and she's the reason I am recommending my friends and family to Atlantic Mortgage. also, your process is very efficient, and it was hassle free for us to work with...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
It's great to hear that we made your experience a positive one, Pallabi! Thank you for taking the time to leave us a review, we look forward to working with you again!
Kristi helped us through the process from beginning to end, answered all of our questions and was always there when needed help!!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving a review, Neil! So glad to hear that your process was as smooth as you were hoping for.
My situation was tricky as I was negotiating a divorce and had a deed issue to resolve that caused dates to skip for months. Maggie stuck with me and provided advice every step of the way and have a nudge to the title company at the very end...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Mark, thank you for leaving us a 5-star review! We're so happy our team helped you work through a tricky situation. We're excited to work with you again in the future. Feel free to contact us anytime!
Communication by Kristi and her team was spot on. Although things were delayed out of our control, things all worked out in the end and I’m very happy.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
It make me so happy to hear that you had a positive experience even with delays outside of our control. The entire Kristi Hardy Team is thrilled that you are happy. Contact us anytime for your future mortgage loan needs. Thanks again, Nicole!...
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Best team ever!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We agree! Thanks for sharing your 5-star review, Melissa. We can't wait to work with you again. Contact us anytime!
One word very very nice
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for the 5-stars! We're always here for any future mortgage needs. Contact us anytime!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)