Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kristi and her team pulled it off for me! Very grateful for their hard work a dedication to get me through the process.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much for sharing your experience, Donald! We look forward to working with you again in the future!
This is our second time using ACM for a mortgage and there’s a reason we came back. They are extremely responsive, kind, explain everything in a way normal people understand, they never pushed us, and we’re so fast with our loan approval. They...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Emily, we're so honored to hear that your experience encouraged you to return to us! We look forward to working with you in the future!
Everyone we worked with was helpful, responsive, and kind throughout the entire process. Thank you for helping us buy our first home!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Congratulations on buying your first home, Jennifer! We're happy we could be a part of such a momentous process for you.
I used Kristi and her team for the first time to purchase my 3rd home. It was by far the easiest process compared to other lenders we've used. They were organized and thorough when requesting the documents needed. We were cleared to close well...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Jessica, we're so happy to hear that you found the process with us to be stress-free! We look forward to working with you again in the future.
Communications were straight forwards and timeline items were good
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks, Nicole! Happy to hear that we kept you on schedule!
Friendly and competent staff who answered all our questions with ease and confidence.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're so glad that you enjoyed working with our team, Joseph! Thanks for taking the time to leave us a review.
Your team sought solutions for us in a difficult situation, allowing us to seamlessly switch lenders within our 30-day closing without needing an extension.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
It's great to hear that we helped you find your way through a tough situation, Randall! We look forward to working with you again in the future.
The people are great! They are very professional and are very helpful. We enjoyed working with them.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
So glad to hear that you had a positive experience working with our team, Virginia! We look forward to working with you again in the future.
The service I received during the process was great.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're so happy to hear you say that, Marta! Thank you for taking the time to leave us a 5-star review.
Great experience
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a review, Youssef! We look forward to working with you again in the future!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)