

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Clear emails in processes and next steps. The app was great to manage everything. Patience with questions and inquiries via different offer processes and pre approvals.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Vanessa, thanks for taking the time to share your experience! We're happy to hear that the process was smooth from start to finish!
Kristi and her team are fantastic very easy to work with. They kept me up to date on the loan process and explained everything to us.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Xiomara, we're glad to hear that you felt taken care of throughout the process. We look forward to working with you again in the future!
The attention and prompt response from the team was spectacular.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a 5-star review, Gerald! We're glad to hear that you appreciated our communication style.
Great respond and very helpful
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a review, Sayed! We look forward to working with you in the future!
This is my third purchase with ACMand honestly, TeamHardy is so knowledgeable and responsive. They, and you, are absolutely the very best :) Thank you!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Janet, we're so glad that you've enjoyed working with us enough to come back time and again! Thank you so much for leaving us a review and we look forward to working with you more in the future!
The overall help through the experience and how eay it was to proceed the all the steps in puchasing my home. Thanks again!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for leaving us a review, Daniel! We're glad that you felt the process was smooth from start to finish.
Great communication and received a lot of help.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for leaving us a review, An! We're happy to hear that you felt we communicated clearly throughout the process.
Good support followed by timely communication that matched the expectations !
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're so happy to hear that our team provided you with everything that you needed throughout the process, Dilip! We look forward to working with you again in the future.
Our experience with ACM has been the best we've ever had with mortgage companies. Kristi provided prompt, insightful and timely rate information that helped us make important decisions. She walked us through many of the questions and concerns...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Congratulations on your new home and thank you for leaving us a review, John! We're so glad that everything worked out well for you and we look forward to working with you again in the future!
Kristi and her team were very efficient and knowledgeable. We were so worried about the process being first time self employed home owners. We had heard horror stories from friends about other lenders. We are so pleased with our decision to...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Laura, we're glad that you chose to work with us as well! Thank you for leaving a review and sharing your experience!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)