Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
9:00 AM to 5:00 PM
Sunday
9:00 AM to 5:00 PM
View all days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristi Hardy and all her team did a excellent job for me, thank you so much and I really appreciate for all your help, definitely will recommend to my family and friend.
Reply from Kristi Hardy
January 4th, 2025 03:43 AM
Thank you so much for the glowing review, Miguel! I'm delighted to hear that our team at Atlantic Coast Mortgage was able to assist in making your purchase a smooth process. It was truly a pleasure to assist you. Your recommendation to family...
read more
Kristi Hardy, Maggie French, Claudia Sosa, and the rest of the ACM team were friendly, responsive and helpful for us first time homebuyers closing within a short deadline.
Reply from Kristi Hardy
August 22nd, 2024 02:54 PM
Thank you so much, Olivia, for your glowing review and for giving us a perfect rating! We're delighted to hear that our team, including Maggie and Claudia, could make your first homebuying experience a positive one, especially within such a...
read more
Kristi and Maggie were amazing from start to finish. From giving us a rough mortgage estimate (months prior to us even being ready to look for home, almost a full year before we actually purchased our home) to answering all our questions with...
read more
Reply from Kristi Hardy
August 21st, 2024 03:45 PM
Hi Courtney, it's so wonderful to hear about your positive experience! We always strive to make the mortgage process as clear and stress-free as possible, especially for first-time home buyers like yourself. The fact that you felt supported...
read more
Great team to work with, awesome group of people
during the buying process we had multiple road blocks like laws changing , HOAs being a load of nonsens. but the team was great at overcoming these hurdles. took time during the buying and closing process but if laws and regulations change...
read more
Reply from Kristi Hardy - Atlantic Coast Mortg...
May 23rd, 2026 01:18 AM
Sean, thank you for sharing your experience. I'm glad that, despite the challenges with changing laws and HOA issues, we were able to navigate through them together. Your acknowledgment of our efforts means a lot, and I'm happy we could help...
read more
The team was very quick in responding and helped ease any concerns we encountered Without Kristi and her team we would not be moving in to our beautiful new house She is an outstanding mortgage broker
Reply from Kristi Hardy
May 23rd, 2026 01:19 AM
Linda, I'm so glad to hear that my team and I were able to ease your concerns and assist you in moving into your beautiful new home. Your kind words mean a lot, and I'm grateful for the opportunity to have been your mortgage broker. Thank you...
read more
The whole process was easy! We felt we could reach out regarding any part of the process, which is super important!
Reply from Kristi Hardy - Atlantic Coast Mortg...
May 18th, 2026 10:39 PM
Charlotte, I'm glad to hear that you found the process easy and felt comfortable reaching out at any time. It's great to know that open communication was helpful for you. Thank you for sharing your experience!
Kristy and her team , were absolutely wonderful to work with during our home mortgage process. They were very professional, helpful, and always available to answer our questions. Thanks to their hard work and guidance, special thanks to Maggie,...
read more
Reply from Kristi Hardy - Atlantic Coast Mortg...
May 18th, 2026 03:24 PM
Sahar, I'm so glad to hear that you had a appreciated experience with my team and me during your home mortgage process. It's great to know that we could provide the professional and helpful support you needed, and I will definitely pass on...
read more
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Rochelle S
Reply from Owner
May 18th, 2026 03:24 PM
Thank you, Rochelle, for the great rating! I'm glad to know you had a positive experience with Atlantic Coast Mortgage.
Questions were answered quickly and throroughly, and Kristi/her team made the loan process very smooth and worked with me to have a remote closing when I wasn't available in person.
Reply from Kristi Hardy - Atlantic Coast Mortg...
May 14th, 2026 10:42 PM
Rochelle, I'm glad to hear that the loan process went smoothly and that we could accommodate a remote closing for you. It's important to me that all your questions were answered quickly and thoroughly. Thank you for sharing your experience!
10 of 1235
About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
View All
Search Rank ScoreLearn More →
493
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
View All
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)