Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Kristi Hardy and all her team did a excellent job for me, thank you so much and I really appreciate for all your help, definitely will recommend to my family and friend.
Reply from Kristi Hardy
January 4th, 2025 03:43 AM
Thank you so much for the glowing review, Miguel! I'm delighted to hear that our team at Atlantic Coast Mortgage was able to assist in making your purchase a smooth process. It was truly a pleasure to assist you. Your recommendation to family...
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Kristi Hardy, Maggie French, Claudia Sosa, and the rest of the ACM team were friendly, responsive and helpful for us first time homebuyers closing within a short deadline.
Reply from Kristi Hardy
August 22nd, 2024 02:54 PM
Thank you so much, Olivia, for your glowing review and for giving us a perfect rating! We're delighted to hear that our team, including Maggie and Claudia, could make your first homebuying experience a positive one, especially within such a...
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Kristi and Maggie were amazing from start to finish. From giving us a rough mortgage estimate (months prior to us even being ready to look for home, almost a full year before we actually purchased our home) to answering all our questions with...
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Reply from Kristi Hardy
August 21st, 2024 03:45 PM
Hi Courtney, it's so wonderful to hear about your positive experience! We always strive to make the mortgage process as clear and stress-free as possible, especially for first-time home buyers like yourself. The fact that you felt supported...
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Thanks for all your he
Reply from Kristi Hardy - Atlantic Coast Mortg...
October 16th, 2026 12:55 PM
Mary, I'm glad to have been able to help you with your purchase. Working with you and the team at Atlantic Coast Mortgage was a pleasure.
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Hoang T
Reply from Owner
October 16th, 2026 12:55 PM
Hoang, thank you for the great rating! I'm glad you had a positive experience with Atlantic Coast Mortgage.
Detail, accurate and frien service
Reply from Kristi Hardy - Atlantic Coast Mortg...
October 13th, 2026 03:54 PM
Hoang, I'm so pleased to know you appreciated the detail and friendly service during your experience with me at Atlantic Coast Mortgage. It was a pleasure assisting you, and I'm glad I could support you throughout the process.
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Dima S
Reply from Owner
October 13th, 2026 03:54 PM
Dima, thank you for the excellent rating! I'm so pleased that your experience with Atlantic Coast Mortgage was a positive one.
Great experience with Kristy and the entire team!
Reply from Kristi Hardy - Atlantic Coast Mortg...
October 12th, 2026 02:18 PM
Dzmitry, I'm pleased to hear that you had a great experience with me and the team at Atlantic Coast Mortgage. It was a pleasure assisting you with your purchase.
The team walked me through each step to home ownership.
Reply from Kristi Hardy - Atlantic Coast Mortg...
October 12th, 2026 02:18 PM
Scott, I'm happy to hear that the team and I were able to guide you through each step to home ownership. At Atlantic Coast Mortgage, we strive to make the process as seamless as possible.
They were such a wonderful company to work with and made the whole process for a convenient and easy.
Reply from Owner
October 12th, 2026 02:19 PM
Ian, I'm pleased to hear that you found working with Atlantic Coast Mortgage to be convenient and easy. It was great to assist you through the process.
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)