Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristi Hardy and all her team did a excellent job for me, thank you so much and I really appreciate for all your help, definitely will recommend to my family and friend.
Reply from Kristi Hardy
January 4th, 2025 03:43 AM
Thank you so much for the glowing review, Miguel! I'm delighted to hear that our team at Atlantic Coast Mortgage was able to assist in making your purchase a smooth process. It was truly a pleasure to assist you. Your recommendation to family...
read more
Kristi Hardy, Maggie French, Claudia Sosa, and the rest of the ACM team were friendly, responsive and helpful for us first time homebuyers closing within a short deadline.
Reply from Kristi Hardy
August 22nd, 2024 02:54 PM
Thank you so much, Olivia, for your glowing review and for giving us a perfect rating! We're delighted to hear that our team, including Maggie and Claudia, could make your first homebuying experience a positive one, especially within such a...
read more
Kristi and Maggie were amazing from start to finish. From giving us a rough mortgage estimate (months prior to us even being ready to look for home, almost a full year before we actually purchased our home) to answering all our questions with...
read more
Reply from Kristi Hardy
August 21st, 2024 03:45 PM
Hi Courtney, it's so wonderful to hear about your positive experience! We always strive to make the mortgage process as clear and stress-free as possible, especially for first-time home buyers like yourself. The fact that you felt supported...
read more
Easy access to them when I needed. And courteous responses.
Reply from Kristi Hardy - Atlantic Coast Mortg...
August 6th, 2026 02:42 PM
Md, I'm glad to hear that you found it easy to reach out to us and appreciated the courteous responses. Your satisfaction is important to me, and I'm here if you need any further assistance in the future.
Absolutely an amazing team of people🥰Thank you for giving us a smooth and easy experience. Definitely recommend Kristi and her team for all your mortgage needs✌️💛
It was very personal and every question was answered without judgements. Overall for our first time, it was amazing. Thank you Kristi, Emily, Chris, and Kayla❤️❤️❤️❤️ truly appreciate everything, you all where amazing and made it so super easy....
read more
Reply from Kristi Hardy - Atlantic Coast Mortg...
August 6th, 2026 02:42 PM
Greggory, I'm so pleased to hear that your first-time experience was positive and that you felt confident throughout the process. It's wonderful to know that Emily, Chris, Kayla, and I could assist you without judgment and make everything easy...
read more
Make me so happy and if I need to do something again than I will call you, thank you v muc.
Reply from Kristi Hardy - Atlantic Coast Mortg...
July 28th, 2026 05:41 PM
Sultana, I'm happy to hear that you're pleased with the experience. Thank you for your kind words, and I look forward to assisting you again in the future if needed.
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Greg M
Reply from Owner
July 28th, 2026 05:47 PM
Greg, thank you for the great rating! I appreciate your support and am here if you need anything in the future.
The experience with ACM exceeds the scale of this survey--not high enough. I was working with another group that completely failed on delivering service and commitments and almost cost the deal when the seller, righfully, became frustrated...
read more
Reply from Kristi Hardy - Atlantic Coast Mortg...
July 28th, 2026 05:45 PM
Gregory, I'm truly grateful for your thoughtful review. It's wonderful to hear that we could turn things around and help you close in such a short timeframe. Working alongside Ricky to ensure a smooth process was our pleasure. Thank you for...
read more
Thank you for your help
Reply from Kristi Hardy - Atlantic Coast Mortg...
July 28th, 2026 05:46 PM
Shayan, I'm pleased I could assist you. If you have any further questions or need assistance in the future, please feel free to reach out.
10 of 1262
About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
View All
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)