Kristi Hardy - Atlantic Coast Mortgage

Name: Atlantic Coast Mortgage LLC
Address: 4097 Monument Corner Drive Suite 600, Fairfax, Virginia, 22030
Telephone: +1-571-246-6767
Rating: 4.91

EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Fairfax

4.91

(1,256)

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More

Mortgage

Mortgage Loan Officer

Contact Info

(571) 246-6767

Fairfax, VA

https://www.atlanticcoastmortgage.com/loan-officer/kristi-hardy/

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.91

(1,256)

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Experience.com

4.9

(1K)

Zillow

4.97

(33)

Google

4.96

(135)

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Kristi Hardy and all her team did a excellent job for me, thank you so much and I really appreciate for all your help, definitely will recommend to my family and friend.

Reply from Kristi Hardy

January 4th, 2025 03:43 AM

Thank you so much for the glowing review, Miguel! I'm delighted to hear that our team at Atlantic Coast Mortgage was able to assist in making your purchase a smooth process. It was truly a pleasure to assist you. Your recommendation to family...

Kristi Hardy, Maggie French, Claudia Sosa, and the rest of the ACM team were friendly, responsive and helpful for us first time homebuyers closing within a short deadline.

Reply from Kristi Hardy

August 22nd, 2024 02:54 PM

Thank you so much, Olivia, for your glowing review and for giving us a perfect rating! We're delighted to hear that our team, including Maggie and Claudia, could make your first homebuying experience a positive one, especially within such a...

Kristi and Maggie were amazing from start to finish. From giving us a rough mortgage estimate (months prior to us even being ready to look for home, almost a full year before we actually purchased our home) to answering all our questions with...

Reply from Kristi Hardy

August 21st, 2024 03:45 PM

Hi Courtney, it's so wonderful to hear about your positive experience! We always strive to make the mortgage process as clear and stress-free as possible, especially for first-time home buyers like yourself. The fact that you felt supported...

Thank you for your help

I sincerely appreciated the proactive, professional, and highly knowledgeable support I received during the loan/house purchase process. Kristi and her team made my experience a smooth one and were quick to respond to my questions. Thank you...

Reply from Kristi Hardy - Atlantic Coast Mortg...

July 15th, 2026 07:20 PM

Philip, I'm thankful for your kind words and happy to hear that you found my support proactive and professional. It's great to know that the process went smoothly and that we could promptly address your questions. Thank you for choosing Team...

I'd rather not

Reply from Kristi Hardy - Atlantic Coast Mortg...

July 9th, 2026 11:38 PM

Eric, I appreciate your feedback and understand that experiences can vary. If there's anything specific you'd like to discuss or any way I can assist further, please feel free to reach out to me directly.

We had a great experience with Atlantic Coast Mortgage while buying our home in Ashburn, VA. Since ACM is local, we had the opportunity to work with Kristi and her amazing team. They guided us through the entire process, helped us lock in a...

We had a great experience with Atlantic Coast Mortgage! The entire team made the home loan process smooth and easy, and they helped us secure a fantastic interest rate. They were always professional, and happy to answer our questions. We truly...

Reply from Kristi Hardy - Atlantic Coast Mortg...

July 6th, 2026 01:15 PM

Lahari, I'm glad to hear that you had a great experience with Atlantic Coast Mortgage. It's wonderful to know that the process was smooth and you were satisfied with the interest rate. Thank you for your kind words and for recommending us to...

Kristi and her team were very responsive and helpful .

Reply from Kristi Hardy - Atlantic Coast Mortg...

July 6th, 2026 01:15 PM

Kurt, I'm glad to hear that you found my team and me responsive and helpful. Your feedback is truly appreciated, and I'm grateful for the opportunity to assist you with your mortgage needs.

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About

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Bridge Loans

USDA Loans

Reverse Loans

Specialities

USDA Loans

VA Loans

DSCR Loan

First Time Home Buyer Loans

Bank Statement Program

3-2-1 Buy Down

2-1 Buy Down

1-1 Buy Down

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Positions

Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
May 1st, 2016 - Current

Memberships

VMBA (Virginia Mortgage Bankers Association)

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

Year Started

2020

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID #194938
Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC

Awards

Scotsman Guide 202...

Hobbies

Pilates
Pickle Ball
Real Estate Investing

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Disclaimer

Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)