

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
experience was great
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your kind words! We are delighted to hear that you had a great experience. Always here to answer any questions you may have.
Kristy was extremely helpful and very nice to work with.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your kind words! We're thrilled to hear that we provided excellent service and was a pleasure to work with. Feel free to contact us anytime!
She is great at communicating what she needs from you and keeps in touch the whole time with anything you need!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your kind words! I strive to maintain clear and open communication with my clients to ensure their needs are met throughout the entire process. We appreciate your business and hope to work with you again in the future.
Response time and general knowledge was professional and accurate. Really appreciated how much the team provided excellent advice and could work with me throughout the process.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much for your kind words! We're thrilled to hear that you had a positive experience working with our team. Providing professional and accurate service, as well as helpful advice, is always our top priority. We appreciate your trust...
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We were both satisfied and impressed with the speed and quality of the whole process, which made the experience that much easier. From pre-approval to closing, everyone was responsive, the paperwork was streamlined, and it doesn't feel like...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for taking the time to leave such a positive review. We're delighted to hear that you had a great experience with our team and that we were able to make the home-buying process seamless for you. We're thrilled that you're happy with...
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Kristi and her team (Maggie, Carolyn, & Dana) couldn't have made the process any easier. They were always quick to respond and were an absolute pleasure to work with. The team exceeded any expectations we had.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Mohammad, thank you for leaving us a 5-star review! We're so happy to hear that our team provided you with a top-notch experience.
When we were in a pinch trying to go under contract, Kristi and her team were exceptional! Any and all hours of the day, were in constant communication about next steps/due dates/what to expect. As first time homebuyers, we could not have had...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Devhan, thanks for sharing your experience, and congrats again on your new home! We look forward to working with you again in the future.
This experience from the beginning to the end with the entire team was amazing.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Patricia, thank you for the kind review! We look forward to working with you again next time!
Thanks!!!!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you, Nicholas!
Everyone involved was very knowledgeable, and a pleasure to work with.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for taking the time to leave us a review, Robert! We're glad that we were a valuable resource for you.
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)