

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
They are very friendly and helpful mind.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a 5-star review, Rastra!
Kristi and her team had great communication and were very helpful in taking care of our loan.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for the 5-stars, Peter! It's always wonderful to hear that our team excelled in communications. If you ever need help with a loan in the future, you know where to find us.
You guys was so accommodating and helpful.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
This made us smile, Doris. Thank you for leaving your review! It means the world to us. Contact us anytime you need us in the future. It was lovely to work with you.
Great experience
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving your 5-star review, Yuchen! Contact us for all of your future loan needs!
The entire team was very easy to work with, they answered all my questions in a timely manner. Maggie ran multiple estimates for me so I could decide how much down payment to make. Chris explained which step the loan process was on and what...
read more
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Saba, thanks for the excellent review and for shouting out the individual contributions from our team! We look forward to working with you in the future.
everyone was really responsive. it was a very smooth and quick experience.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
So glad to hear that your experience was a positive one, Joshua. We look forward to working with you again!
Clear emails in processes and next steps. The app was great to manage everything. Patience with questions and inquiries via different offer processes and pre approvals.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Vanessa, thanks for taking the time to share your experience! We're happy to hear that the process was smooth from start to finish!
Kristi and her team are fantastic very easy to work with. They kept me up to date on the loan process and explained everything to us.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Xiomara, we're glad to hear that you felt taken care of throughout the process. We look forward to working with you again in the future!
The attention and prompt response from the team was spectacular.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a 5-star review, Gerald! We're glad to hear that you appreciated our communication style.
Great respond and very helpful
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a review, Sayed! We look forward to working with you in the future!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)