Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Reviews from Web
Very fast response times.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your review, Rebecca. Our communication is still top-notch so don't hesitate to reach out in the future!
Quick response to questions. Jessica was especially helpful.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your review. We look forward to working with you again in the future!
The process with Atlantic Coast was very smooth, and when we needed something you were always a phone call, and or an email away and responded in great time. Thank you again!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We hope you're loving your new place, Austin. Thank you for your review! If you ever need us again, you know we're only a phone call away!
Attention to details
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for your review, Michael. Give us a shout when you need us again!
A great, responsive team!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Zachary, it's great to hear that you appreciated our communication flow! Thank you so much for leaving a review.
Constant Availability to answer questions and organization throughout the house purchasing process.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for sharing your experience, Carole! Congratulations on your new home!
My wife dealt with financing
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for taking the time to leave us a review, Ira!
Quick, efficient, all digital, even closing was a breeze!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're glad that you had a smooth process from start to finish, Ruben!
We are first time homebuyers and Kristi's team treated us so well! We were able to ask lots of questions and always get a quick response. Loved working with Maggie and Christopher!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Our team loved working with you too, Kristina! Congratulations on buying your first home!
Did not receive advice on locking in rate, missed cutoff by 4h and rate increased half a basis point (more initially) costing tens of thousands. Unable to float down rate despite a drop. Negotiations did not seem to be in good faith as rate...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Hi Steven, thank you for your constructive feedback. We try hard to keep communication flowing, so everyone knows where we are in the process and why. I am sorry that was not your experience, and our level of service and communication fell...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)