

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Good pain free experience. Got all questions I had answered. only problem i had in any shape or form was a single issue with simple nexus and how there was link that took me to a login page with no "create account function" but SN support was...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a review, Tristan! Happy to hear that your minor hiccup was sorted out.
Our constant Communication made my experience with Atlantic Coast Mortgage the greatest. Kristi and her team were quick to respond in all situations- from getting me initial approval letters, all the way to clear, and finally to close. Thank...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for leaving us a review and for recommending us to others, Bo! We're happy to hear that our communication flow made the process simple for you.
This process was laid out and we were kept well up to date with the information needed or completed to keep moving slowly and I appreciate that.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for the 5-stars, Gary! Happy to hear our top-notch communication benefitted your experience. For any future needs, don't hesitate to reach out.
Kristi and her team were very quick to get what needed to be done in order for my husband and I to close on our first house together! Everyone we talk to was very kind and professional, and they were even was able to match rates from another...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're always happy to match (or beat) another lender's rates, and great communication is our top priority. Thank you for leaving your 5-star review, Amanda! Congrats on your first home and don't hesitate to contact us when you're ready to work...
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Very fast response times.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your review, Rebecca. Our communication is still top-notch so don't hesitate to reach out in the future!
Quick response to questions. Jessica was especially helpful.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for your review. We look forward to working with you again in the future!
The process with Atlantic Coast was very smooth, and when we needed something you were always a phone call, and or an email away and responded in great time. Thank you again!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We hope you're loving your new place, Austin. Thank you for your review! If you ever need us again, you know we're only a phone call away!
Attention to details
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for your review, Michael. Give us a shout when you need us again!
A great, responsive team!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Zachary, it's great to hear that you appreciated our communication flow! Thank you so much for leaving a review.
Constant Availability to answer questions and organization throughout the house purchasing process.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for sharing your experience, Carole! Congratulations on your new home!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)