

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
They were very quick, knowledgeable, helpful, and professional through the entire process.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
So glad to hear that our expertise was helpful in your process, Shaina! Thanks so much for sharing your experience!
The entire process was seamless, the team efficiently handled my refinance. Communication was always prompt and clear. Whenever I had questions they were answered without delay. The portal used to submit document was great and easy to use....
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much for recommending us to your network! We're so glad that you had a pleasant experience, and we appreciate you taking the time to leave us a review!
The team was very clear in communicating what was needed and the schedule for events. They didn't miss anything along the way and when things didn't go quite as planned they were quick to adjust and explain what was needed from there.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Michael, thanks for leaving us a review! We're so happy to hear that our communication style meshed with yours.
The experience was smooth, and our concerns were always addressed immediately.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Ashima, we're glad to hear that you felt prioritized and respected. We appreciate you leaving us a review!
Kristi and her team were highly knowledgeable, responsive, and pleasant to work with. They helped me become an educated buyer and found the best deal for my situation in a timely manner.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We're so glad that we were able to provide you with the knowledge you needed during the process, Zachary! Thanks for sharing your experience.
My whole mortgage application process from beginning to end was easy and streamlined. The ACM team was fast responsive, and fantastic to deal with. I would highly recommend ACM to anyone seeking a mortgage!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for sharing your experience, Shannon! We're happy that we were able to make your process smooth from start to finish.
Ease of everything and Kristi's immediate response to my initial weekend email inquiry.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Michael, we're happy that we were able to help! Thanks for the 5-star review!
Everything was made simple and any issues or concerns were handled quickly.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Shea, it's great to hear that we made the process simple and efficient! Thank you for your review. We look forward to working with you again in the future.
Communication was great and closing was made easy.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We love to hear that your closing was easy! Looking forward to working with you for your next property. Thank you for leaving your review.
Kristi and her team are extremely thorough and professional. From the moment we started working with them, they provided all of the information we needed promptly. They also let us know if they needed anything and advised us of the next steps...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Demetrio, Wow - thank you for leaving this 5-star review. We're so happy to hear you felt our service was thorough and professional! Can't wait to work with you again.
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)