

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
I knew nothing about the process. And everyone answered my questions quickly and efficiently.
Reply from Kristi Hardy
February 19th, 2024 06:40 PM
I'm thrilled to hear about your positive experience, John! Your feedback truly means a lot to me and the whole team at Atlantic Coast Mortgage. As a professional, my main goal is to ensure that the process is as seamless and efficient as possible...
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Kristi and her team were excellent from start to the end. They helped us guide through the process and the information collection to the closing process was very smooth. They help us close on a short period especially with us going away on...
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Reply from Kristi Hardy
March 19th, 2024 10:51 PM
I'm thrilled to hear about your positive experience, Priyank. My team and I at Atlantic Coast Mortgage strive to make the loan process as smooth as possible for our clients, even when time is of the essence as it was in your case. I’ll pass...
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Kristi and her team were excellent from start to the end. They helped us guide through the process and the information collection to the closing process was very smooth. They help us close on a short period especially with us going away on...
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Reply from Owner
February 19th, 2024 06:41 PM
I'm truly grateful for your kind words, Priyank! It was a pleasure to guide you through the loan process and I'm thrilled to hear that everything went smoothly, even with the short timeline and your vacation. I'll make sure to pass your special...
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Thank you Kristi and team for helping us close in a short time.
Reply from Kristi Hardy
February 19th, 2024 06:41 PM
I'm thrilled to hear that you had a positive experience with our team, Priyank. Your 5-star rating means a lot to us at Atlantic Coast Mortgage. We always aim to make the loan process as smooth and efficient as possible, so I'm glad we were...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kody R
Reply from Owner
February 19th, 2024 06:42 PM
I'm absolutely delighted to hear that you had a positive experience with me at Atlantic Coast Mortgage, Kody. Your maximum rating of 5.00 stars means the world to me. I'm here to help, no matter what your loan purpose may be. Looking forward...
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Super easy process!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm thrilled to hear you found the process easy, Kody! Your positive experience is my highest priority, and I'm so glad I could assist you at Atlantic Coast Mortgage. Thank you so much for the 5-star rating. It was a pleasure working with you!...
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Responsive and quick with the loan approval process!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I sincerely appreciate your wonderful review, Amber. Being responsive and quick is what I strive to achieve for all my clients at Atlantic Coast Mortgage. Your feedback makes it all worth it. Thanks for the perfect rating, it encourages me...
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I had a great experience working with Dana and her team.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm absolutely thrilled to hear about your exceptional experience with Dana and our team, Bradley. Here at Atlantic Coast Mortgage, we strive to provide the best service to our clients and it's wonderful to know that we hit the mark with you....
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As first time homebuyers, we didn't know what to expect going into this process but the team at ACM took the time to explain every step and coach us along the way. We presented a difficult challenge to ACM, an offer on the table and only three...
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Reply from Kristi Hardy
March 19th, 2024 11:04 PM
Thank you so much for your kind words, Lisa! It was an absolute pleasure to walk you through the home buying process and help you cross that closing line in record time. I'm thrilled to hear that Dana was able to provide you with the exceptional...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)