Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    John L
    Hagerstown, MD
    Posted on November 4th, 2023 02:29 PM
    I knew nothing about the process. And everyone answered my questions quickly and efficiently.
    Reply from Kristi Hardy
    February 19th, 2024 06:40 PM
    I'm thrilled to hear about your positive experience, John! Your feedback truly means a lot to me and the whole team at Atlantic Coast Mortgage. As a professional, my main goal is to ensure that the process is as seamless and efficient as possible...
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    Priyank V
    Posted on November 2nd, 2023 03:37 PM
    Kristi and her team were excellent from start to the end. They helped us guide through the process and the information collection to the closing process was very smooth. They help us close on a short period especially with us going away on...
    read more
    Reply from Kristi Hardy
    March 19th, 2024 10:51 PM
    I'm thrilled to hear about your positive experience, Priyank. My team and I at Atlantic Coast Mortgage strive to make the loan process as smooth as possible for our clients, even when time is of the essence as it was in your case. I’ll pass...
    read more
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    Priyank V
    Posted on November 2nd, 2023 03:37 PM
    Kristi and her team were excellent from start to the end. They helped us guide through the process and the information collection to the closing process was very smooth. They help us close on a short period especially with us going away on...
    read more
    Reply from Owner
    February 19th, 2024 06:41 PM
    I'm truly grateful for your kind words, Priyank! It was a pleasure to guide you through the loan process and I'm thrilled to hear that everything went smoothly, even with the short timeline and your vacation. I'll make sure to pass your special...
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  • SFTP
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    Priyank V
    Fairfax, VA
    Posted on November 2nd, 2023 03:35 PM
    Thank you Kristi and team for helping us close in a short time.
    Reply from Kristi Hardy
    February 19th, 2024 06:41 PM
    I'm thrilled to hear that you had a positive experience with our team, Priyank. Your 5-star rating means a lot to us at Atlantic Coast Mortgage. We always aim to make the loan process as smooth and efficient as possible, so I'm glad we were...
    read more
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    K
    Kody R
    Posted on October 25th, 2023 06:11 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kody R
    Reply from Owner
    February 19th, 2024 06:42 PM
    I'm absolutely delighted to hear that you had a positive experience with me at Atlantic Coast Mortgage, Kody. Your maximum rating of 5.00 stars means the world to me. I'm here to help, no matter what your loan purpose may be. Looking forward...
    read more
  • SFTP
    K
    Kody R
    Thurmont, MD
    Posted on October 25th, 2023 06:11 PM
    Super easy process!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm thrilled to hear you found the process easy, Kody! Your positive experience is my highest priority, and I'm so glad I could assist you at Atlantic Coast Mortgage. Thank you so much for the 5-star rating. It was a pleasure working with you!...
    read more
  • SFTP
    A
    Amber M
    Thurmont, MD
    Posted on October 23rd, 2023 12:10 PM
    Responsive and quick with the loan approval process!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I sincerely appreciate your wonderful review, Amber. Being responsive and quick is what I strive to achieve for all my clients at Atlantic Coast Mortgage. Your feedback makes it all worth it. Thanks for the perfect rating, it encourages me...
    read more
  • SFTP
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    Bradley H
    Harpers Ferry, WV
    Posted on October 21st, 2023 05:40 PM
    I had a great experience working with Dana and her team.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm absolutely thrilled to hear about your exceptional experience with Dana and our team, Bradley. Here at Atlantic Coast Mortgage, we strive to provide the best service to our clients and it's wonderful to know that we hit the mark with you....
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    Lisa M
    Posted on October 17th, 2023 12:34 PM
    As first time homebuyers, we didn't know what to expect going into this process but the team at ACM took the time to explain every step and coach us along the way. We presented a difficult challenge to ACM, an offer on the table and only three...
    read more
    Reply from Kristi Hardy
    March 19th, 2024 11:04 PM
    Thank you so much for your kind words, Lisa! It was an absolute pleasure to walk you through the home buying process and help you cross that closing line in record time. I'm thrilled to hear that Dana was able to provide you with the exceptional...
    read more
  • 431–440 of 1296
    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)