Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
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Reviews from Web
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    Jer
    Posted on December 15th, 2023 12:00 AM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Jer
    Reply from Owner
    December 15th, 2024 12:00 AM
    I'm thrilled to hear about your positive experience, Jer! It's always my goal to provide exceptional service and it seems I've achieved that with you. Your 5-star rating is greatly appreciated. Looking forward to assisting you with your future...
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    Terrance G
    Posted on November 30th, 2023 12:38 AM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Terrance G
    Reply from Owner
    January 30th, 2024 09:20 PM
    I'm thrilled to hear that you had a positive experience with us at Atlantic Coast Mortgage, Terrance. Your 5-star rating means a lot to me. It's always gratifying to know that my efforts have been acknowledged and appreciated. Please don't...
    read more
  • SFTP
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    Terrance G
    Manassas, VA
    Posted on November 30th, 2023 12:37 AM
    I received a tremendous amount of support during the home buying process. This was my first home purchase and Kristy and her team made it easy.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm thrilled to hear that you found the home buying process easy with our team, Terrance! Your first home purchase is a significant milestone and I'm glad we were able to provide the support you needed. Thank you so much for the 5-star rating...
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    Julie H
    Bluemont, VA
    Posted on November 20th, 2023 04:19 PM
    Giving us a lender credit to make up for miscommunication of locking in rate.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I appreciate your feedback, Julie. I'm glad to hear that the lender credit was beneficial, and I apologize for any miscommunication regarding the rate lock. Your satisfaction is extremely important to us at Atlantic Coast Mortgage. I will ensure...
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  • SFTP
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    Brittany M
    Alexandria, VA
    Posted on November 13th, 2023 06:45 PM
    Quick responses and solutions to get approved
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you, Brittany, for your 5-star rating and kind review. I'm glad to hear that you appreciate the speed and effectiveness of our service at Atlantic Coast Mortgage. Your satisfaction is our priority, and it was a pleasure to assist you...
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  • SFTP
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    Carolyn M
    Hedgesville, WV
    Posted on November 10th, 2023 01:16 PM
    The team was very responsive to all my questions. They made the process so easy and smooth! We are very pleased with the whole experience.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm delighted to hear that you found our process to be easy and smooth, Carolyn. Your satisfaction is our top priority at Atlantic Coast Mortgage. It was truly a pleasure to assist you and we're glad that our team was able to respond to all...
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  • SFTP
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    Gavin L
    Alexandria, VA
    Posted on November 7th, 2023 06:21 PM
    Great communication and support
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I sincerely appreciate your positive feedback, Gavin. It's rewarding to know that my efforts in maintaining good communication and support have positively impacted your experience with Atlantic Coast Mortgage. Your 5-star rating means a lot...
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  • SFTP
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    Robert M
    Hedgesville, WV
    Posted on November 7th, 2023 04:46 PM
    Very professional, worked well with us thru the whole process.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm delighted to hear about your positive experience, Robert! Your satisfaction is my top priority and I'm glad I was able to assist you throughout the whole process. I strive to maintain professionalism in all my transactions. It was a pleasure...
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    Jeremy D
    Manassas, VA
    Posted on November 6th, 2023 02:36 AM
    My assigned loan officer was nearly instantly responsive, answered every question I had, and didn't force me into any situations I wasn't comfortable with. In fact, she offered advice against getting into trouble and guidance how to properly...
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    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much for your kind words, Jeremy. I'm thrilled to hear that you found our mortgage advice helpful and our process seamless. Here at Atlantic Coast Mortgage, we strive to provide the best service for our clients and make the mortgage...
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  • google
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    John L
    Posted on November 4th, 2023 02:29 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from John L
    Reply from Owner
    January 30th, 2024 09:28 PM
    I'm absolutely thrilled to know that you had a great experience with us at Atlantic Coast Mortgage, John. Your 5-star rating is highly appreciated and it means the world to me. My primary objective is to ensure that our clients are completely...
    read more
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    What is the Search Rank Score®?
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)