Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • SFTP
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    William M
    Middletown, VA
    Posted on September 26th, 2023 12:25 PM
    Easy, lots of communication, responsive. Dana Champman is a pure professional and should get a raise.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm deeply grateful for your kind words, William. It's wonderful to know that you've had a great experience with us at Atlantic Coast Mortgage. Your satisfaction is our top priority, and your feedback is truly valuable. I wholeheartedly agree...
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    C. M
    Posted on September 4th, 2023 02:41 PM
    Kristi and team stepped into our house search after a failed contract. They quickly picked up on our needs in our search, worked with us through several offers, and communicated in a clear and timely manner resulting in an on-time closing.
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    Raymond M
    Hamilton, VA
    Posted on September 3rd, 2023 01:30 PM
    Kristi and Maggie jumped into the middle of our house buying journey after a deal with another mortgage provider failed. They were able to get up to speed quickly and worked with us as we went through multple offers.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    We're glad we could help you navigate these challenges, Raymond. Thanks for choosing us!
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    Regina F
    Posted on September 1st, 2023 06:38 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Regina F
    Reply from Owner
    January 17th, 2024 11:20 AM
    Regina, thank you for the 5-star review! Your satisfaction is our top priority.
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    Regina F
    Columbia, MD
    Posted on September 1st, 2023 06:38 PM
    The entire team was very professional and responsive, and expertly led us through each step of the process - everything went very smoothly!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Regina, we appreciate your feedback! Our team is dedicated to professionalism and making the process smooth. Thank you for choosing us!
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    Ed F
    Posted on September 1st, 2023 01:22 PM
    We had a very good experience working with Kristi and everyone else at Atlantic Coast Mortgage to secure our loan. I highly recommend them.
    Reply from Owner
    January 17th, 2024 11:20 AM
    Thank you, Ed! We're delighted you had a positive experience with our team. Your recommendation means a lot!
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    Edward F
    Columbia, MD
    Posted on September 1st, 2023 01:20 PM
    Good communication, friendly demeanor, and always very helpful.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you, Edward! We pride ourselves on great communication and friendly service. Your satisfaction means the world to us!
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    Sheila C
    Brunswick, MD
    Posted on August 26th, 2023 03:03 PM
    We got the mortgage
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Congratulations, Sheila! Thank you for choosing us for your mortgage needs. Enjoy your new home!
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    Tamara T
    Martinsburg, WV
    Posted on August 15th, 2023 04:10 PM
    Kristi, Maggie and the whole team are fantastic to work with! Great at explaining things that might be unclear. All around great experience! ❤️
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much Tamara! We truly loved working with you and appreciate your kind words! We are always going to be your mortgage team!!! Thank you!
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    Christopher C
    Posted on August 12th, 2023 05:27 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Christopher C
    Reply from Owner
    May 7th, 2024 04:29 PM
    I'm incredibly grateful for your high rating, Christopher. Your feedback means a lot and I'm delighted to hear that you're satisfied with the service received at Atlantic Coast Mortgage. Rest assured, I'm here to assist you with any future...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    What is the Search Rank Score®?
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)