Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • SFTP
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    Jessica M
    Lovettsville, VA
    Posted on July 26th, 2023 02:08 PM
    Fantastic, clear, and fast communication,! Always willing to help whenever I had a question about anything!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you for leaving a review, Jessica! We look forward to working with you again in the future.
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    Sandy S
    Vienna, VA
    Posted on July 24th, 2023 06:11 PM
    I appreciate the quick responses and team effort in helping us with the home buying process. I also appreciate taking the time to answer any questions I had and being flexible with making changes.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Sandy, thank you for sharing your experience! We're so glad to hear that you found the process to be smooth from start to finish.
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    Xinhua T
    McLean, VA
    Posted on July 19th, 2023 01:19 PM
    Thorough explanations and fast processing
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Xinhua, we're so pleased to hear that you found our process to be easy and accommodating to your personal timeline. We wish you all the best and look forward to working with you again in the future!
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    Jill W
    Posted on July 17th, 2023 04:50 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 4 star rating from Jill W
    Reply from Owner
    May 7th, 2024 04:31 PM
    I appreciate your feedback, Jill. It's wonderful to hear that your experience with us at Atlantic Coast Mortgage was a positive one, reflected in your 4-star rating. I continuously strive to provide the best service to my clients and your rating...
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    Thomas M
    Knoxville, MD
    Posted on July 16th, 2023 01:42 PM
    The ease of the process, availability for any and all communications, and overall knowledge made this a very pleasant experience!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thomas, we greatly appreciate you leaving us a review! We're happy to have been a resource for you during this important change in your life!
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    Madison I
    Keedysville, MD
    Posted on July 15th, 2023 01:23 PM
    Very friendly and attentive group :)
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thanks so much for leaving a review, Madison! We look forward to working with you in the future.
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    Jill W
    Ashburn, VA
    Posted on July 14th, 2023 03:19 PM
    I thought Kristi was easy to talk to and got back to me very quickly. I did get a little confused by all the different people who reached out and what their role was in the process. The mortgage process was was quick and efficient.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Hi Jill, happy to hear that you had a positive experience working with us! We appreciate your candid feedback and will use it to improve our processes moving forward.
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    Gabriel D
    Posted on June 9th, 2023 02:38 PM
    Dana Chapman was a pleasure to work with! The entire team at ACM was attentive and they replied to our concerns in a timely manner. This was a year process for us and we couldn't be happier with the support we got from all of you. Thank you...
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    Reply from Kristi Hardy
    March 29th, 2024 06:14 PM
    I'm so glad to hear that you had a positive experience, Gabriel! It was a pleasure helping you and the Davila family throughout this year-long process. Your trust and patience during the new home construction project were greatly appreciated....
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    Gabriel D
    Posted on June 9th, 2023 02:38 PM
    Dana Chapman was a pleasure to work with! The entire team at ACM was attentive and they replied to our concerns in a timely manner. This was a year process for us and we couldn't be happier with the support we got from all of you. Thank you...
    read more
    Reply from Owner
    January 30th, 2024 09:29 PM
    I am truly overjoyed to hear such wonderful feedback, Gabriel and the Davila Family. It was an absolute pleasure supporting you through this year-long journey. Your kind words confirm that we are doing our job right at Atlantic Coast Mortgage....
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    Gabriel D
    Purcellville, VA
    Posted on June 9th, 2023 02:14 PM
    Dana Chapman was a pleasure to work with! The entire team at ACM was attentive and they replied to our concerns in a timely manner. This was a year process for us and we couldn't be happier with the support we got from all of you. Thank you...
    read more
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much for your kind words, Gabriel! I'm thrilled that you had such a positive experience with our Atlantic Coast Mortgage team. We strive to be attentive and responsive to our clients' needs, and I'm glad to hear that we hit the...
    read more
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)