Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Emily L
    Posted on February 2nd, 2024 01:55 PM
    Kristi and her team has to be one of the best lending companies around. I felt like a priority to them. Any issue that we came across they always found a solution. They answer every call, email, text EVERYTIME. If it wasn’t for Dana and Kristi...
    read more
    Reply from Kristi Hardy
    March 18th, 2024 02:54 PM
    Thank you so much, Emily, for such an uplifting review! It's heartening to hear that you felt valued and prioritized throughout the process. We always strive to be available and responsive for our clients, and it's rewarding to know that you...
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  • SFTP
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    Emily L
    Berkeley Springs, WV
    Posted on February 2nd, 2024 01:52 PM
    I never took on the stress. Kristi and her team made sure any issues I had were resolved and usually that day! They are fast and very successful. I never thought it would be possible to go through this process but Kristi made it happen. Dana...
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    Reply from Kristi Hardy
    February 2nd, 2024 09:47 PM
    Thank you so much, Emily, for your warm words and the amazing five-star review. Our entire team here at Atlantic Coast Mortgage, including Dana and myself, appreciate your trust in us to take the stress off your shoulders. We're thrilled to...
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  • SFTP
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    Sara A
    Martinsburg, WV
    Posted on February 1st, 2024 04:42 AM
    Everything was explained to me sometimes twice lol and they were patient on walking me through the process
    Reply from Kristi Hardy
    February 19th, 2024 06:36 PM
    I'm thrilled to hear about your positive experience, Sara! It's crucial to fully understand the process, no matter how many times it has to be explained. I'm glad my patience was beneficial to you. Your 5-star review means the world to me and...
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  • SFTP
    A
    Ami N
    Purcellville, VA
    Posted on January 30th, 2024 08:09 PM
    Responsive staff who returned calls promptly and answered my questions.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm thrilled to hear about your positive experience, Ami. It is always my top priority to provide responsive and knowledgeable service. I'm glad I could assist you with your inquiries and meet your expectations. Thank you for choosing Atlantic...
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    M
    Marco M
    Posted on January 6th, 2024 04:57 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Marco M
    Reply from Owner
    January 10th, 2024 11:45 PM
    Thank you Marco! We really enjoyed working with you! All the best in your new home!
  • SFTP
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    Marco M
    Brambleton, VA
    Posted on January 6th, 2024 04:57 PM
    Kristi and her team went above and beyond during the entire loan initiation and approval process.They were super professional, communicative and dependable.The information I received after closing has been extremely useful as well (e.g., when...
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    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much Marco! This great review means a lot to us. We appreciate you!
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    J
    John S
    Posted on December 28th, 2023 04:29 PM
    Kristi Hardy and her expert team at Atlantic Coast Mortgage did an amazing job of offering and advising us on favorable financing options for our new home purchase. Kristi, Dana, Maggie and the rest of the team at ACM made the process fast,...
    read more
    Reply from Owner
    January 10th, 2024 11:46 PM
    I'm thrilled to hear about your positive experience with our team at Atlantic Coast Mortgage. We always aim to provide efficient and understandable service, and I'm delighted to know we met that goal. Your kind words greatly encourage our team,...
    read more
  • google
    J
    John S
    Posted on December 28th, 2023 04:29 PM
    Kristi Hardy and her expert team at Atlantic Coast Mortgage did an amazing job of offering and advising us on favorable financing options for our new home purchase. Kristi, Dana, Maggie and the rest of the team at ACM made the process fast,...
    read more
    Reply from Kristi Hardy
    March 18th, 2024 02:58 PM
    I'm deeply touched by your glowing review, John. I'm glad to hear that you found our services at Atlantic Coast Mortgage efficient, understandable, and easy. We strive to offer the best possible financing options and it's encouraging to know...
    read more
  • SFTP
    J
    John S
    Leesburg, VA
    Posted on December 28th, 2023 04:29 PM
    Kristi Hardy and her expert team at Atlantic Coast Mortgage did an amazing job of offering and advising us on favorable financing options for our new home purchase. Kristi, Dana, Maggie and the rest of the team at ACM made the process fast,...
    read more
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much! We really enjoyed working with you too! Appreciate all of the kind words!
  • SFTP
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    Alfred S
    Ashburn, VA
    Posted on December 21st, 2023 03:19 PM
    The communication between everyone
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm thrilled to hear that you had a positive experience with our communication at Atlantic Coast Mortgage, Alfred. It's essential for us to keep all lines open and ensure we're working together seamlessly. Your 5-star rating means a lot to...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)