

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Responsive and quick with the loan approval process!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I sincerely appreciate your wonderful review, Amber. Being responsive and quick is what I strive to achieve for all my clients at Atlantic Coast Mortgage. Your feedback makes it all worth it. Thanks for the perfect rating, it encourages me...
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I had a great experience working with Dana and her team.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm absolutely thrilled to hear about your exceptional experience with Dana and our team, Bradley. Here at Atlantic Coast Mortgage, we strive to provide the best service to our clients and it's wonderful to know that we hit the mark with you....
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As first time homebuyers, we didn't know what to expect going into this process but the team at ACM took the time to explain every step and coach us along the way. We presented a difficult challenge to ACM, an offer on the table and only three...
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Reply from Kristi Hardy
March 19th, 2024 11:04 PM
Thank you so much for your kind words, Lisa! It was an absolute pleasure to walk you through the home buying process and help you cross that closing line in record time. I'm thrilled to hear that Dana was able to provide you with the exceptional...
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As first time homebuyers, we didn't know what to expect going into this process but the team at ACM took the time to explain every step and coach us along the way. We presented a difficult challenge to ACM, an offer on the table and only three...
read more
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much for the wonderful feedback, Lisa! I'm absolutely delighted to hear that you found our guidance helpful throughout your homebuying process. It was a pleasure helping you meet your tight deadline and I'm glad that Dana and the...
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Kristi's team were easy to work with and gave easy-to-follow steps that got me approved and closed on time.
Reply from Kristi Hardy
February 19th, 2024 06:43 PM
I'm thrilled to hear about your positive experience, Bob! My team and I at Atlantic Coast Mortgage strive to make the loan process as smooth and efficient as possible. We're glad that the steps and processes we implemented were easy to follow...
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Easy steps to follow. Good communication
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm truly grateful for your kind words and the fantastic rating, Robert! It's incredibly fulfilling to hear that you found our process easy to follow and communication effective. In Atlantic Coast Mortgage, we always strive to provide excellent...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kristy
Reply from Owner
February 19th, 2024 06:44 PM
Thank you so much, Kristy, for taking the time to leave a 5 star review! Here at Atlantic Coast Mortgage, we always strive to provide the highest level of service to our clients. I'm thrilled to hear that you had a positive experience with...
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Quick to answer any questions and very helpful! Awesome to work with!
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm thrilled to hear that you found our interactions positive and helpful, Kristy! Your feedback is much appreciated. I aim to be as informative and approachable as possible for every client. It was indeed a pleasure to work with you too. Remember,...
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Kristi and her team were professional, timely, and most importantly accurate with their information.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm truly grateful for your kind words, Ryan. My team and I at Atlantic Coast Mortgage strive to provide our clients with swift, professional, and precise service. Your acknowledgment of our efforts with a 5-star review is highly appreciated....
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Easy, lots of communication, responsive. Dana Champman is a pure professional and should get a raise.
Reply from Owner
October 16th, 2023 02:23 PM
Thank you for your kind words and stellar rating, Buddy. I am thrilled to hear that you found our service to be easy and communicative. Your positive feedback about Dana is greatly appreciated and duly noted. We at Atlantic Coast Mortgage always...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)