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Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • SFTP
    A
    Amber M
    Thurmont, MD
    Posted on October 23rd, 2023 12:10 PM
    Responsive and quick with the loan approval process!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I sincerely appreciate your wonderful review, Amber. Being responsive and quick is what I strive to achieve for all my clients at Atlantic Coast Mortgage. Your feedback makes it all worth it. Thanks for the perfect rating, it encourages me...
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    Bradley H
    Harpers Ferry, WV
    Posted on October 21st, 2023 05:40 PM
    I had a great experience working with Dana and her team.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm absolutely thrilled to hear about your exceptional experience with Dana and our team, Bradley. Here at Atlantic Coast Mortgage, we strive to provide the best service to our clients and it's wonderful to know that we hit the mark with you....
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    Lisa M
    Posted on October 17th, 2023 12:34 PM
    As first time homebuyers, we didn't know what to expect going into this process but the team at ACM took the time to explain every step and coach us along the way. We presented a difficult challenge to ACM, an offer on the table and only three...
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    Reply from Kristi Hardy
    March 19th, 2024 11:04 PM
    Thank you so much for your kind words, Lisa! It was an absolute pleasure to walk you through the home buying process and help you cross that closing line in record time. I'm thrilled to hear that Dana was able to provide you with the exceptional...
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  • SFTP
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    Lisa M
    Gainesville, VA
    Posted on October 17th, 2023 12:33 PM
    As first time homebuyers, we didn't know what to expect going into this process but the team at ACM took the time to explain every step and coach us along the way. We presented a difficult challenge to ACM, an offer on the table and only three...
    read more
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    Thank you so much for the wonderful feedback, Lisa! I'm absolutely delighted to hear that you found our guidance helpful throughout your homebuying process. It was a pleasure helping you meet your tight deadline and I'm glad that Dana and the...
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    B
    Bob M
    Posted on October 16th, 2023 02:02 PM
    Kristi's team were easy to work with and gave easy-to-follow steps that got me approved and closed on time.
    Reply from Kristi Hardy
    February 19th, 2024 06:43 PM
    I'm thrilled to hear about your positive experience, Bob! My team and I at Atlantic Coast Mortgage strive to make the loan process as smooth and efficient as possible. We're glad that the steps and processes we implemented were easy to follow...
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  • SFTP
    R
    Robert M
    Woodbridge, VA
    Posted on October 16th, 2023 02:00 PM
    Easy steps to follow. Good communication
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm truly grateful for your kind words and the fantastic rating, Robert! It's incredibly fulfilling to hear that you found our process easy to follow and communication effective. In Atlantic Coast Mortgage, we always strive to provide excellent...
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    Kristy
    Posted on October 13th, 2023 12:19 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kristy
    Reply from Owner
    February 19th, 2024 06:44 PM
    Thank you so much, Kristy, for taking the time to leave a 5 star review! Here at Atlantic Coast Mortgage, we always strive to provide the highest level of service to our clients. I'm thrilled to hear that you had a positive experience with...
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  • SFTP
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    Kristy F
    Reisterstown, MD
    Posted on October 13th, 2023 12:19 PM
    Quick to answer any questions and very helpful! Awesome to work with!
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm thrilled to hear that you found our interactions positive and helpful, Kristy! Your feedback is much appreciated. I aim to be as informative and approachable as possible for every client. It was indeed a pleasure to work with you too. Remember,...
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  • SFTP
    R
    Ryan A
    Bowie, MD
    Posted on October 5th, 2023 12:25 PM
    Kristi and her team were professional, timely, and most importantly accurate with their information.
    Reply from Kristi Hardy
    February 2nd, 2024 07:58 PM
    I'm truly grateful for your kind words, Ryan. My team and I at Atlantic Coast Mortgage strive to provide our clients with swift, professional, and precise service. Your acknowledgment of our efforts with a 5-star review is highly appreciated....
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    Buddy M
    Posted on September 26th, 2023 12:26 PM
    Easy, lots of communication, responsive. Dana Champman is a pure professional and should get a raise.
    Reply from Owner
    October 16th, 2023 02:23 PM
    Thank you for your kind words and stellar rating, Buddy. I am thrilled to hear that you found our service to be easy and communicative. Your positive feedback about Dana is greatly appreciated and duly noted. We at Atlantic Coast Mortgage always...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)