Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Nelson Y C
    Posted on March 15th, 2024 12:29 PM
    Excellent service
    Reply from Owner
    March 18th, 2024 02:48 PM
    I'm incredibly pleased to hear that you had an excellent experience with our services at Atlantic Coast Mortgage. It's immensely rewarding to know that my efforts are appreciated and have earned us your high rating. Nelson, we aim to provide...
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    Nelson C
    Culpeper, VA
    Posted on March 15th, 2024 12:26 PM
    Excellent service
    Reply from Kristi Hardy
    March 18th, 2024 02:51 PM
    I'm truly grateful for your kind words and five-star review, Nelson! It was my pleasure to assist with your purchase through Atlantic Coast Mortgage. Your satisfaction is my top priority, and I'm pleased to know that you found the service excellent....
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    Luke J
    Posted on March 11th, 2024 01:12 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Luke J
    Reply from Owner
    March 18th, 2024 02:52 PM
    I'm incredibly grateful for your kind review, Luke! It was a pleasure to assist you. Your positive feedback means the world to me and the team here at Atlantic Coast Mortgage. Your 5-star rating motivates us to work even harder to provide the...
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    Luke J
    Harpers Ferry, WV
    Posted on March 11th, 2024 01:11 PM
    We were able to work with a helpful team in helping us secure our first house.
    Reply from Kristi Hardy
    March 11th, 2024 03:36 PM
    I'm truly glad to hear about your positive experience, Luke. It's always incredibly rewarding to assist first-time homebuyers like yourself. My team and I at Atlantic Coast Mortgage are committed to providing efficient and helpful service....
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    Jatinder S
    Haymarket, VA
    Posted on March 1st, 2024 02:46 PM
    just wanted to say thank you and all team members for your hard work in securing a mortgage for us and for guiding us through the process from step one .
    Reply from Kristi Hardy
    March 4th, 2024 02:43 PM
    I'm truly grateful for your kind words, Jatinder. Your positive feedback means the world to me and my team at Atlantic Coast Mortgage. We're more than happy to have assisted you through each step of your mortgage purchase process. Remember,...
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    Dustin H
    Edinburg, VA
    Posted on February 27th, 2024 01:30 PM
    Very knowledgeable, handled request quickly, communication was excellent but not overwhelming
    Reply from Kristi Hardy
    February 27th, 2024 10:55 PM
    I am sincerely appreciative of your 5-star review, Dustin. Your feedback means a lot to me and the Atlantic Coast Mortgage team. We strive to provide efficient service and clear communication for our clients. I'm glad to hear that your loan...
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    Sara W
    Posted on February 22nd, 2024 10:39 PM
    Kristi Hardy and I have worked together for many years. As a realtor, I’m very picky with who I recommend my clients to. Kristi and her team are among the best!!! Kristi is extremely competitive and will go above and beyond to take care of...
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    Reply from Owner
    February 27th, 2024 11:00 PM
    I'm truly grateful for your kind words, Sara. It's always a pleasure working with you and being able to provide the best service to your clients is important to me. Your trust in me and my team at Atlantic Coast Mortgage means the world to...
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    Amany A
    Posted on February 19th, 2024 06:37 PM
    Kristi Hardy and her Team are the best when it comes to time and Great Experience! They helped me a lot and they made my Dream come true 🤩🤩So pleased to have them in my first home purchase and recommend them to anyone looking for professional...
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    Reply from Owner
    March 11th, 2024 03:38 PM
    Thank you so much for your glowing review, Amany! I'm thrilled to hear that my team and I could provide a great experience for you. Making your dream come true is exactly why we do what we do at Atlantic Coast Mortgage. We always strive to...
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    Amany A
    Woodbridge, VA
    Posted on February 19th, 2024 06:32 PM
    Kristi Hardy Team are the best , they helped me for more than 2 Months and Dana Chapman were super supportive and fast when it comes to offering and needs estimates and approval letters. The process was very clear and Easy for me 🙏🏻🙏🏻 I...
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    Reply from Kristi Hardy
    February 19th, 2024 06:36 PM
    Thank you so much for your glowing review, Amany! I'm delighted to hear that my team and I were able to provide you with the support and guidance you needed during your purchase process. Your kind words about Dana Chapman are much appreciated...
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    Emily L
    Posted on February 2nd, 2024 01:55 PM
    Kristi and her team has to be one of the best lending companies around. I felt like a priority to them. Any issue that we came across they always found a solution. They answer every call, email, text EVERYTIME. If it wasn’t for Dana and Kristi...
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    Reply from Owner
    February 19th, 2024 06:39 PM
    Thank you so much, Emily, for your glowing review. I am thrilled to hear that my team and I were able to provide you with the top-notch service we strive for. Your feelings of being a priority are exactly what we aim to deliver. Having the...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)