

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Kristi Hardy and her expert team at Atlantic Coast Mortgage did an amazing job of offering and advising us on favorable financing options for our new home purchase. Kristi, Dana, Maggie and the rest of the team at ACM made the process fast,...
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Reply from Owner
January 10th, 2024 11:46 PM
I'm thrilled to hear about your positive experience with our team at Atlantic Coast Mortgage. We always aim to provide efficient and understandable service, and I'm delighted to know we met that goal. Your kind words greatly encourage our team,...
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Kristi Hardy and her expert team at Atlantic Coast Mortgage did an amazing job of offering and advising us on favorable financing options for our new home purchase. Kristi, Dana, Maggie and the rest of the team at ACM made the process fast,...
read more
Reply from Kristi Hardy
March 18th, 2024 02:58 PM
I'm deeply touched by your glowing review, John. I'm glad to hear that you found our services at Atlantic Coast Mortgage efficient, understandable, and easy. We strive to offer the best possible financing options and it's encouraging to know...
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Kristi Hardy and her expert team at Atlantic Coast Mortgage did an amazing job of offering and advising us on favorable financing options for our new home purchase. Kristi, Dana, Maggie and the rest of the team at ACM made the process fast,...
read more
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much! We really enjoyed working with you too! Appreciate all of the kind words!
The communication between everyone
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm thrilled to hear that you had a positive experience with our communication at Atlantic Coast Mortgage, Alfred. It's essential for us to keep all lines open and ensure we're working together seamlessly. Your 5-star rating means a lot to...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Jer
Reply from Owner
December 15th, 2024 12:00 AM
I'm thrilled to hear about your positive experience, Jer! It's always my goal to provide exceptional service and it seems I've achieved that with you. Your 5-star rating is greatly appreciated. Looking forward to assisting you with your future...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Terrance G
Reply from Owner
January 30th, 2024 09:20 PM
I'm thrilled to hear that you had a positive experience with us at Atlantic Coast Mortgage, Terrance. Your 5-star rating means a lot to me. It's always gratifying to know that my efforts have been acknowledged and appreciated. Please don't...
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I received a tremendous amount of support during the home buying process. This was my first home purchase and Kristy and her team made it easy.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm thrilled to hear that you found the home buying process easy with our team, Terrance! Your first home purchase is a significant milestone and I'm glad we were able to provide the support you needed. Thank you so much for the 5-star rating...
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Giving us a lender credit to make up for miscommunication of locking in rate.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I appreciate your feedback, Julie. I'm glad to hear that the lender credit was beneficial, and I apologize for any miscommunication regarding the rate lock. Your satisfaction is extremely important to us at Atlantic Coast Mortgage. I will ensure...
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Quick responses and solutions to get approved
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you, Brittany, for your 5-star rating and kind review. I'm glad to hear that you appreciate the speed and effectiveness of our service at Atlantic Coast Mortgage. Your satisfaction is our priority, and it was a pleasure to assist you...
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The team was very responsive to all my questions. They made the process so easy and smooth! We are very pleased with the whole experience.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm delighted to hear that you found our process to be easy and smooth, Carolyn. Your satisfaction is our top priority at Atlantic Coast Mortgage. It was truly a pleasure to assist you and we're glad that our team was able to respond to all...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)