Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Rebecca L
    Berkeley Springs, WV
    Posted on March 20th, 2024 12:56 PM
    Both Kristi and Maggie were very sweet and attentive. Maggie was great at replying to me in a timely matter and answering any questions I had. Christopher was wonderful to work with too. All of you made it so quick and easy for me to get my...
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    Reply from Kristi Hardy
    March 25th, 2024 07:41 PM
    I'm thrilled to hear about your positive experience with our team here at Atlantic Coast Mortgage. It was truly a pleasure to work with you, Rebecca, and assist you in the purchase of your first home. Quick, easy, and informative is what we...
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    Randy A
    Charles Town, WV
    Posted on March 19th, 2024 04:06 PM
    It was a pleasure to work with a local finance company. You were able to match rates that I got from my previous lender we had used for our last two refinances on our old property we sold in 2022. Everyone on your team was receptive and prompt...
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    Reply from Kristi Hardy
    March 19th, 2024 08:54 PM
    I'm thrilled to hear such excellent feedback, Randy! I'm glad we were able to match the rates from your previous lender and provide a seamless experience with Atlantic Coast Mortgage for your purchase. My team and I strive to be receptive and...
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    Sanjeev S
    Posted on March 19th, 2024 01:10 PM
    Kristi and her team were amazing to work with.
    Reply from Owner
    March 25th, 2024 07:42 PM
    Thank you so much, Sanjeev, for the excellent rating and kind words. I'm thrilled to hear that you had a great experience with our team at Atlantic Coast Mortgage. We always strive to provide top-notch service to every customer. Your satisfaction...
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    Sanjeev S
    Great Falls, VA
    Posted on March 19th, 2024 01:09 PM
    Krisiti and and her team were prompt, responsive, professional, and courteous. It was an absolute pleasure working with them.
    Reply from Kristi Hardy
    March 19th, 2024 09:15 PM
    Thank you so much for your kind review, Sanjeev! Our team at Atlantic Coast Mortgage always aims to provide prompt and professional service to our clients. It was our absolute pleasure to assist with your purchase. We look forward to the opportunity...
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    Robert M
    Ashburn, VA
    Posted on March 18th, 2024 01:26 PM
    It was an easy and painless process from start to finish
    Reply from Kristi Hardy
    March 18th, 2024 01:29 PM
    I'm genuinely pleased to hear that you found the process easy and painless, Robert. As your loan officer, it was my goal to ensure the smoothness of your purchase. Your feedback is greatly appreciated and encourages me to further provide the...
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    Kilean M
    Posted on March 15th, 2024 01:30 PM
    There are a lot of positive reasons for us going with Kristi and her team. Top notch communication. Competitive rates. Everything was well explained. Simple platform to perform signings and upload documents. The biggest thing for us was the...
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    Reply from Owner
    March 18th, 2024 01:31 PM
    Thank you so much, Kilean, for the glowing review. I'm thrilled to hear that you found our communication, rates, platform, and efficiency to your liking. My team and I at Atlantic Coast Mortgage strive to make every closing as smooth and timely...
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    Kilean M
    Posted on March 15th, 2024 01:30 PM
    There are a lot of positive reasons for us going with Kristi and her team. Top notch communication. Competitive rates. Everything was well explained. Simple platform to perform signings and upload documents. The biggest thing for us was the...
    read more
    Reply from Kristi Hardy
    February 13th, 2025 05:13 PM
    Thanks so much, Kilean! I'm thrilled to hear that you had such a positive experience with us at Atlantic Coast Mortgage. We know how important it is to move into your new home on time, so I'm glad we were able to meet your closing date and...
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    Kilean M
    Leesburg, VA
    Posted on March 15th, 2024 01:27 PM
    There are a lot for us. Top notch communication. Competitive rates. Everything was well explained. Simple platform to perform signings and upload documents. The biggest thing for us was the fast turn around rate to close. We had another lender...
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    Reply from Kristi Hardy
    March 15th, 2024 06:35 PM
    I'm extremely pleased to hear your positive feedback, Kilean. Ensuring a high level of communication, competitive rates, and a simple, efficient process is always our aim at Atlantic Coast Mortgage. I'm particularly delighted we could meet...
    read more
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    Hannah O
    Leesburg, VA
    Posted on March 15th, 2024 12:44 PM
    The team was responsive and friendly and quick to answer all of our questions throughout the process.
    Reply from Kristi Hardy
    March 18th, 2024 02:48 PM
    I'm so glad to hear that you found our team responsive, friendly and prompt throughout your purchasing process, Hannah. We strive to provide the best service and ensure all your questions are answered. Thank you for the great rating of 4.83...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)