

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Kristi Hardy and I have worked together for many years. As a realtor, I’m very picky with who I recommend my clients to. Kristi and her team are among the best!!! Kristi is extremely competitive and will go above and beyond to take care of...
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Reply from Owner
February 27th, 2024 11:00 PM
I'm truly grateful for your kind words, Sara. It's always a pleasure working with you and being able to provide the best service to your clients is important to me. Your trust in me and my team at Atlantic Coast Mortgage means the world to...
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Kristi Hardy and her Team are the best when it comes to time and Great Experience! They helped me a lot and they made my Dream come true 🤩🤩So pleased to have them in my first home purchase and recommend them to anyone looking for professional...
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Reply from Owner
March 11th, 2024 03:38 PM
Thank you so much for your glowing review, Amany! I'm thrilled to hear that my team and I could provide a great experience for you. Making your dream come true is exactly why we do what we do at Atlantic Coast Mortgage. We always strive to...
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Kristi Hardy Team are the best , they helped me for more than 2 Months and Dana Chapman were super supportive and fast when it comes to offering and needs estimates and approval letters. The process was very clear and Easy for me 🙏🏻🙏🏻 I...
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Reply from Kristi Hardy
February 19th, 2024 06:36 PM
Thank you so much for your glowing review, Amany! I'm delighted to hear that my team and I were able to provide you with the support and guidance you needed during your purchase process. Your kind words about Dana Chapman are much appreciated...
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Kristi and her team has to be one of the best lending companies around. I felt like a priority to them. Any issue that we came across they always found a solution. They answer every call, email, text EVERYTIME. If it wasn’t for Dana and Kristi...
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Reply from Owner
February 19th, 2024 06:39 PM
Thank you so much, Emily, for your glowing review. I am thrilled to hear that my team and I were able to provide you with the top-notch service we strive for. Your feelings of being a priority are exactly what we aim to deliver. Having the...
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Kristi and her team has to be one of the best lending companies around. I felt like a priority to them. Any issue that we came across they always found a solution. They answer every call, email, text EVERYTIME. If it wasn’t for Dana and Kristi...
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Reply from Kristi Hardy
March 18th, 2024 02:54 PM
Thank you so much, Emily, for such an uplifting review! It's heartening to hear that you felt valued and prioritized throughout the process. We always strive to be available and responsive for our clients, and it's rewarding to know that you...
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I never took on the stress. Kristi and her team made sure any issues I had were resolved and usually that day! They are fast and very successful. I never thought it would be possible to go through this process but Kristi made it happen. Dana...
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Reply from Kristi Hardy
February 2nd, 2024 09:47 PM
Thank you so much, Emily, for your warm words and the amazing five-star review. Our entire team here at Atlantic Coast Mortgage, including Dana and myself, appreciate your trust in us to take the stress off your shoulders. We're thrilled to...
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Everything was explained to me sometimes twice lol and they were patient on walking me through the process
Reply from Kristi Hardy
February 19th, 2024 06:36 PM
I'm thrilled to hear about your positive experience, Sara! It's crucial to fully understand the process, no matter how many times it has to be explained. I'm glad my patience was beneficial to you. Your 5-star review means the world to me and...
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Responsive staff who returned calls promptly and answered my questions.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
I'm thrilled to hear about your positive experience, Ami. It is always my top priority to provide responsive and knowledgeable service. I'm glad I could assist you with your inquiries and meet your expectations. Thank you for choosing Atlantic...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Marco M
Reply from Owner
January 10th, 2024 11:45 PM
Thank you Marco! We really enjoyed working with you! All the best in your new home!
Kristi and her team went above and beyond during the entire loan initiation and approval process.They were super professional, communicative and dependable.The information I received after closing has been extremely useful as well (e.g., when...
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Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you so much Marco! This great review means a lot to us. We appreciate you!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)