

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kristi was a wonderful person over the phone. She really had that smile and pleasant customer service behind the scenes. She answered all my questions, and if she didn’t know the answer to something she would immediately turned to the team...
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Reply from Kristi Hardy
May 7th, 2024 04:25 PM
Thank you so much, Luciano, for the glowing review and the perfect rating. I'm thrilled to hear my dedication to excellent customer service and commitment to making the mortgage process as easy and painless as possible had a positive impact....
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kelsey C
Reply from Owner
May 7th, 2024 04:26 PM
I'm incredibly grateful for your kind words and the perfect rating, Kelsey! It's wonderful to hear that you're satisfied with the service provided. At Atlantic Coast Mortgage, we aim to provide the best service imaginable. Your feedback means...
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Kristi and Maggie went above and beyond to assist us throughout the home buying process. As buyers up against a very competitive market, they both showed such patience, care, and support as we navigated it all. We could not have done it without...
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Reply from Kristi Hardy
May 7th, 2024 04:27 PM
Thank you, Rebecca, for your kind words and 5-star rating. It was both Maggie and my pleasure to assist you during your home buying journey. We understand how competitive the market can be and we're thrilled that we could provide the necessary...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Colleen C
Reply from Owner
May 7th, 2024 04:28 PM
I'm extremely grateful for your positive feedback, Colleen. Your 5-star rating is much appreciated. At Atlantic Coast Mortgage, we strive to provide the best service to our valued customers like you. I look forward to assisting you again in...
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Great communication and support with the process!
Reply from Kristi Hardy
April 27th, 2024 11:17 PM
Thank you very much, Colleen, for your kind review and rating. It was a pleasure assisting you with your purchase and I'm thrilled to know that you appreciated the communication and support. Your satisfaction is our top priority at Atlantic...
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Kristi and Atlantic Coast Mortgage were phenomenal. Questions were answered right away and late nights were put in to make sure things were completed on time. Couldn’t be happier.
Reply from Kristi Hardy
January 18th, 2025 06:05 PM
So thrilled to hear you had a great experience, Kyle! Your satisfaction is my top priority, so it's fantastic to know that you appreciated the timely responses and tireless efforts. Making your home purchasing process as seamless as possible...
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Quick response time, expert guidance, you can tell the team cares about delivering an exceptional service experience
Reply from Kristi Hardy
April 19th, 2024 05:22 PM
I sincerely appreciate your kind words, Christopher. Your satisfaction and trust in my team at Atlantic Coast Mortgage to handle your purchase process is of utmost importance to us. We are thrilled to know that our commitment to providing exceptional...
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Kristi and team were very helpful and we had a good overall experience.
Reply from Kristi Hardy
April 19th, 2024 05:24 PM
I'm delighted to hear that you had a good overall experience, Curtis! Here at Atlantic Coast Mortgage, our aim is to provide effective and efficient service to our clients. I'm glad the team and I were able to help with your purchase. Your...
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The excellent timeliness of the work done.
Reply from Kristi Hardy
April 19th, 2024 05:34 PM
I'm thrilled to hear that you were satisfied with the timeliness of our work, Katryn. Your positive feedback means a lot and it reassures us that we're on the right track to providing excellent service. Here at Atlantic Coast Mortgage, we always...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)