

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
There are a lot of positive reasons for us going with Kristi and her team. Top notch communication. Competitive rates. Everything was well explained. Simple platform to perform signings and upload documents. The biggest thing for us was the...
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Reply from Owner
March 18th, 2024 01:31 PM
Thank you so much, Kilean, for the glowing review. I'm thrilled to hear that you found our communication, rates, platform, and efficiency to your liking. My team and I at Atlantic Coast Mortgage strive to make every closing as smooth and timely...
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There are a lot of positive reasons for us going with Kristi and her team. Top notch communication. Competitive rates. Everything was well explained. Simple platform to perform signings and upload documents. The biggest thing for us was the...
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Reply from Kristi Hardy
February 13th, 2025 05:13 PM
Thanks so much, Kilean! I'm thrilled to hear that you had such a positive experience with us at Atlantic Coast Mortgage. We know how important it is to move into your new home on time, so I'm glad we were able to meet your closing date and...
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There are a lot for us. Top notch communication. Competitive rates. Everything was well explained. Simple platform to perform signings and upload documents. The biggest thing for us was the fast turn around rate to close. We had another lender...
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Reply from Kristi Hardy
March 15th, 2024 06:35 PM
I'm extremely pleased to hear your positive feedback, Kilean. Ensuring a high level of communication, competitive rates, and a simple, efficient process is always our aim at Atlantic Coast Mortgage. I'm particularly delighted we could meet...
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The team was responsive and friendly and quick to answer all of our questions throughout the process.
Reply from Kristi Hardy
March 18th, 2024 02:48 PM
I'm so glad to hear that you found our team responsive, friendly and prompt throughout your purchasing process, Hannah. We strive to provide the best service and ensure all your questions are answered. Thank you for the great rating of 4.83...
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Excellent service
Reply from Owner
March 18th, 2024 02:48 PM
I'm incredibly pleased to hear that you had an excellent experience with our services at Atlantic Coast Mortgage. It's immensely rewarding to know that my efforts are appreciated and have earned us your high rating. Nelson, we aim to provide...
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Excellent service
Reply from Kristi Hardy
March 18th, 2024 02:51 PM
I'm truly grateful for your kind words and five-star review, Nelson! It was my pleasure to assist with your purchase through Atlantic Coast Mortgage. Your satisfaction is my top priority, and I'm pleased to know that you found the service excellent....
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Luke J
Reply from Owner
March 18th, 2024 02:52 PM
I'm incredibly grateful for your kind review, Luke! It was a pleasure to assist you. Your positive feedback means the world to me and the team here at Atlantic Coast Mortgage. Your 5-star rating motivates us to work even harder to provide the...
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We were able to work with a helpful team in helping us secure our first house.
Reply from Kristi Hardy
March 11th, 2024 03:36 PM
I'm truly glad to hear about your positive experience, Luke. It's always incredibly rewarding to assist first-time homebuyers like yourself. My team and I at Atlantic Coast Mortgage are committed to providing efficient and helpful service....
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just wanted to say thank you and all team members for your hard work in securing a mortgage for us and for guiding us through the process from step one .
Reply from Kristi Hardy
March 4th, 2024 02:43 PM
I'm truly grateful for your kind words, Jatinder. Your positive feedback means the world to me and my team at Atlantic Coast Mortgage. We're more than happy to have assisted you through each step of your mortgage purchase process. Remember,...
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Very knowledgeable, handled request quickly, communication was excellent but not overwhelming
Reply from Kristi Hardy
February 27th, 2024 10:55 PM
I am sincerely appreciative of your 5-star review, Dustin. Your feedback means a lot to me and the Atlantic Coast Mortgage team. We strive to provide efficient service and clear communication for our clients. I'm glad to hear that your loan...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)