Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
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Reviews from Web
  • SFTP
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    Luciano L
    Kearneysville, WV
    Posted on May 7th, 2024 01:03 PM
    Kristi was a wonderful person over the phone. She really had that smile and pleasant customer service behind the scenes. She answered all my questions, and if she didn’t know the answer to something she would immediately turned to the team...
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    Reply from Kristi Hardy
    May 7th, 2024 04:25 PM
    Thank you so much, Luciano, for the glowing review and the perfect rating. I'm thrilled to hear my dedication to excellent customer service and commitment to making the mortgage process as easy and painless as possible had a positive impact....
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    Kelsey C
    Posted on April 28th, 2024 01:18 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kelsey C
    Reply from Owner
    May 7th, 2024 04:26 PM
    I'm incredibly grateful for your kind words and the perfect rating, Kelsey! It's wonderful to hear that you're satisfied with the service provided. At Atlantic Coast Mortgage, we aim to provide the best service imaginable. Your feedback means...
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  • SFTP
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    Rebecca C
    Herndon, VA
    Posted on April 28th, 2024 01:18 PM
    Kristi and Maggie went above and beyond to assist us throughout the home buying process. As buyers up against a very competitive market, they both showed such patience, care, and support as we navigated it all. We could not have done it without...
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    Reply from Kristi Hardy
    May 7th, 2024 04:27 PM
    Thank you, Rebecca, for your kind words and 5-star rating. It was both Maggie and my pleasure to assist you during your home buying journey. We understand how competitive the market can be and we're thrilled that we could provide the necessary...
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    Colleen C
    Posted on April 27th, 2024 06:48 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Colleen C
    Reply from Owner
    May 7th, 2024 04:28 PM
    I'm extremely grateful for your positive feedback, Colleen. Your 5-star rating is much appreciated. At Atlantic Coast Mortgage, we strive to provide the best service to our valued customers like you. I look forward to assisting you again in...
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    Colleen C
    Boston, VA
    Posted on April 27th, 2024 06:47 PM
    Great communication and support with the process!
    Reply from Kristi Hardy
    April 27th, 2024 11:17 PM
    Thank you very much, Colleen, for your kind review and rating. It was a pleasure assisting you with your purchase and I'm thrilled to know that you appreciated the communication and support. Your satisfaction is our top priority at Atlantic...
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    Kyle J
    Boston, VA
    Posted on April 23rd, 2024 12:06 PM
    Kristi and Atlantic Coast Mortgage were phenomenal. Questions were answered right away and late nights were put in to make sure things were completed on time. Couldn’t be happier.
    Reply from Kristi Hardy
    January 18th, 2025 06:05 PM
    So thrilled to hear you had a great experience, Kyle! Your satisfaction is my top priority, so it's fantastic to know that you appreciated the timely responses and tireless efforts. Making your home purchasing process as seamless as possible...
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  • SFTP
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    Christopher H
    Herndon, VA
    Posted on April 19th, 2024 04:47 PM
    Quick response time, expert guidance, you can tell the team cares about delivering an exceptional service experience
    Reply from Kristi Hardy
    April 19th, 2024 05:22 PM
    I sincerely appreciate your kind words, Christopher. Your satisfaction and trust in my team at Atlantic Coast Mortgage to handle your purchase process is of utmost importance to us. We are thrilled to know that our commitment to providing exceptional...
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  • SFTP
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    Curtis M
    Davis, WV
    Posted on April 15th, 2024 01:59 PM
    Kristi and team were very helpful and we had a good overall experience.
    Reply from Kristi Hardy
    April 19th, 2024 05:24 PM
    I'm delighted to hear that you had a good overall experience, Curtis! Here at Atlantic Coast Mortgage, our aim is to provide effective and efficient service to our clients. I'm glad the team and I were able to help with your purchase. Your...
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    Katryn V
    Purcellville, VA
    Posted on April 14th, 2024 01:32 PM
    The excellent timeliness of the work done.
    Reply from Kristi Hardy
    April 19th, 2024 05:34 PM
    I'm thrilled to hear that you were satisfied with the timeliness of our work, Katryn. Your positive feedback means a lot and it reassures us that we're on the right track to providing excellent service. Here at Atlantic Coast Mortgage, we always...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)