

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
It was great that Atlantic Coast helped my family’s dream of owning a home come true.
Reply from Kristi Hardy
March 29th, 2024 06:11 PM
I'm truly delighted to hear that your family's dream has come true, Jallaluddin! Assisting you in your home purchase journey was a privilege and I'm glad that your experience with Atlantic Coast Mortgage was great. Your feedback and rating...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Marley B
Reply from Owner
March 29th, 2024 06:12 PM
Thank you, Marley, for the perfect rating! It's great to learn that you had a positive experience with me at Atlantic Coast Mortgage. Your satisfaction is my top priority and I'm pleased to know that I was able to meet your expectations. Looking...
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Every response I received was clear and quick. I never felt out of the loop or confused.
Reply from Kristi Hardy
March 27th, 2024 12:28 PM
I'm so glad to hear that you had a positive experience, Marley! Clear communication is something I strive for, and I'm happy to know that you never felt out of the loop during your loan process. Thank you for your high rating and for choosing...
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I appreciate all the help Tim and Maggie have given me! they are a great team work!! I can't thank your entire team enough for all of their hard work on getting my loan taken care of.
Reply from Kristi Hardy
March 25th, 2024 07:37 PM
I'm thrilled to hear about your positive experience with our team, Dina! Seeing your satisfaction and knowing that both Tim and Maggie were able to provide the assistance you needed reassures us that we are on the right track. Thank you for...
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The back and forth was minimal and i believe the process was very smooth. Very easy to access the team.
Reply from Kristi Hardy
March 25th, 2024 07:40 PM
I'm thrilled to hear that you found the process smooth and our team easy to access, Cynthia. At Atlantic Coast Mortgage, we strive to keep things as straightforward and efficient as possible. Your 4.5-star rating means a lot to us. We're always...
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Both Kristi and Maggie were very sweet and attentive. Maggie was great at replying to me in a timely matter and answering any questions I had. Christopher was wonderful to work with too. All of you made it so quick and easy for me to get my...
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Reply from Kristi Hardy
March 25th, 2024 07:41 PM
I'm thrilled to hear about your positive experience with our team here at Atlantic Coast Mortgage. It was truly a pleasure to work with you, Rebecca, and assist you in the purchase of your first home. Quick, easy, and informative is what we...
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It was a pleasure to work with a local finance company. You were able to match rates that I got from my previous lender we had used for our last two refinances on our old property we sold in 2022. Everyone on your team was receptive and prompt...
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Reply from Kristi Hardy
March 19th, 2024 08:54 PM
I'm thrilled to hear such excellent feedback, Randy! I'm glad we were able to match the rates from your previous lender and provide a seamless experience with Atlantic Coast Mortgage for your purchase. My team and I strive to be receptive and...
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Kristi and her team were amazing to work with.
Reply from Owner
March 25th, 2024 07:42 PM
Thank you so much, Sanjeev, for the excellent rating and kind words. I'm thrilled to hear that you had a great experience with our team at Atlantic Coast Mortgage. We always strive to provide top-notch service to every customer. Your satisfaction...
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Krisiti and and her team were prompt, responsive, professional, and courteous. It was an absolute pleasure working with them.
Reply from Kristi Hardy
March 19th, 2024 09:15 PM
Thank you so much for your kind review, Sanjeev! Our team at Atlantic Coast Mortgage always aims to provide prompt and professional service to our clients. It was our absolute pleasure to assist with your purchase. We look forward to the opportunity...
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It was an easy and painless process from start to finish
Reply from Kristi Hardy
March 18th, 2024 01:29 PM
I'm genuinely pleased to hear that you found the process easy and painless, Robert. As your loan officer, it was my goal to ensure the smoothness of your purchase. Your feedback is greatly appreciated and encourages me to further provide the...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)