

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Super responsive when another lender backed out at the last minute. The whole team at Atlantic Coast Mortgage was wonderful and made this whole process very easy. A special thanks to Dana and Chris for all their hard work on my behalf, Doing...
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Reply from Kristi Hardy
June 3rd, 2024 03:36 PM
Hi Allen! I am thrilled to hear your experience with us at Atlantic Coast Mortgage was a positive one. We understand that purchasing a home can be a stressful endeavor, especially from across the country, but I'm glad we could make the process...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Matthew E
Reply from Owner
June 10th, 2024 08:08 PM
I'm absolutely thrilled to hear you had such a positive experience, Matthew! Your 5-star rating is greatly appreciated. It was my pleasure to assist you during your journey with Atlantic Coast Mortgage. If you have any more questions in the...
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The whole process was easy and very straightforward
Reply from Kristi Hardy
June 3rd, 2024 03:38 PM
I'm thrilled to hear that you found the loan process easy and straightforward, Matthew. Your positive feedback means a lot, and I'm so pleased I could assist with your purchase. Thank you for taking the time to share your experience and for...
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You and your team is there when you need them no matter what the time of day that’s unusual Service for this day age. In a good way. Much appreciated.
Reply from Kristi Hardy
June 3rd, 2024 03:38 PM
Thank you, Michael, for the kind words and the stellar 5-star review! I'm thrilled to know that the service provided by my team at Atlantic Coast Mortgage was appreciated. We understand that an efficient service approach that aligns with our...
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Kristi and her team were amazing to work with.
Reply from Owner
June 3rd, 2024 03:40 PM
I'm truly thrilled to hear that you had such a positive experience with us, Earshad. It was a pleasure working with you, and your kind words mean a lot to me and the team at Atlantic Coast Mortgage. We always strive to provide superior service...
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Kristi and her team were there to guide us every step of the way. Couldn’t have asked for any better service.
Reply from Kristi Hardy
May 24th, 2024 07:53 PM
Thank you so much for your kind words, Earshadul. I'm delighted to hear that you had a positive experience with our team at Atlantic Coast Mortgage. Your satisfaction is our priority, and it was our pleasure to guide you through each step of...
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All the folks with Team Hardy were professional and curious. Most of us don’t buy a home often and they were wonderful at explaining the answers to my questions. Thanks again- I’m very pleased!
Reply from Kristi Hardy
May 24th, 2024 07:54 PM
Hi Claire, I'm thrilled to hear of your positive experience with Team Hardy at Atlantic Coast Mortgage. It's satisfying to know that we could assist you effectively during such a crucial time of purchasing a home. We strive to maintain professionalism...
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Everyone I worked with was helpful and patient, answering my questions along the way as they arose. Kristi answered a frantic 7am phone call from me early on so I appreciate her for being understanding. Financially painful but, all in all,...
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Reply from Kristi Hardy
May 20th, 2024 07:31 PM
I'm truly touched by your kind words, Carole. It was a pleasure to assist you with your home purchase. Remember, there are no silly questions in such a significant process, so I'm glad I could be there to provide the answers you needed, even...
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The entire mortgage process has been smooth and easy.
Reply from Kristi Hardy
May 16th, 2024 12:04 AM
I'm thrilled to hear that you found the mortgage process smooth and easy, Melita! Your positive feedback and the 5-star rating mean a lot to me. Here at Atlantic Coast Mortgage we always strive to make the loan process seamless. Should you...
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Kristi and the team made my home buying experience easy. The level of professionalism from the entire team was impressive. I highly recommend Kristi and the team. Thank you so much and I look forward to working with you in the future.
Reply from Kristi Hardy
May 14th, 2024 09:46 PM
Hi Billy! I'm thrilled to hear that you had such a positive experience with our team here at Atlantic Coast Mortgage. It was our pleasure to help make your home buying process as smooth as possible and we greatly appreciate your high rating...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)