

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Colleen C
Reply from Owner
May 7th, 2024 04:28 PM
I'm extremely grateful for your positive feedback, Colleen. Your 5-star rating is much appreciated. At Atlantic Coast Mortgage, we strive to provide the best service to our valued customers like you. I look forward to assisting you again in...
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Great communication and support with the process!
Reply from Kristi Hardy
April 27th, 2024 11:17 PM
Thank you very much, Colleen, for your kind review and rating. It was a pleasure assisting you with your purchase and I'm thrilled to know that you appreciated the communication and support. Your satisfaction is our top priority at Atlantic...
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Kristi and Atlantic Coast Mortgage were phenomenal. Questions were answered right away and late nights were put in to make sure things were completed on time. Couldn’t be happier.
Reply from Kristi Hardy
January 18th, 2025 06:05 PM
So thrilled to hear you had a great experience, Kyle! Your satisfaction is my top priority, so it's fantastic to know that you appreciated the timely responses and tireless efforts. Making your home purchasing process as seamless as possible...
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Quick response time, expert guidance, you can tell the team cares about delivering an exceptional service experience
Reply from Kristi Hardy
April 19th, 2024 05:22 PM
I sincerely appreciate your kind words, Christopher. Your satisfaction and trust in my team at Atlantic Coast Mortgage to handle your purchase process is of utmost importance to us. We are thrilled to know that our commitment to providing exceptional...
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Kristi and team were very helpful and we had a good overall experience.
Reply from Kristi Hardy
April 19th, 2024 05:24 PM
I'm delighted to hear that you had a good overall experience, Curtis! Here at Atlantic Coast Mortgage, our aim is to provide effective and efficient service to our clients. I'm glad the team and I were able to help with your purchase. Your...
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The excellent timeliness of the work done.
Reply from Kristi Hardy
April 19th, 2024 05:34 PM
I'm thrilled to hear that you were satisfied with the timeliness of our work, Katryn. Your positive feedback means a lot and it reassures us that we're on the right track to providing excellent service. Here at Atlantic Coast Mortgage, we always...
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Kristi and her team were fast, responsive, and was able to match a lower rate to get us a great final loan rate. Would 100% recommend
Reply from Kristi Hardy
January 18th, 2025 06:06 PM
I'm so glad to hear that you had a positive experience with us, Samuel! Our team at Atlantic Coast Mortgage always strives to provide efficient services and competitive rates. It's fantastic that we were able to meet your expectations for your...
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Great team and trustworthy.
Reply from Owner
April 19th, 2024 05:35 PM
I'm so grateful for your kind words, Jim! Our team here at Atlantic Coast Mortgage works hard to meet expectations like yours, and we're thrilled to hear we hit the mark for you. Thank you for taking the time to leave a 5-star review, your...
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Thanks to Kristi and her team for making our home purchase seamless and on-time.
Reply from Kristi Hardy
April 5th, 2024 03:17 PM
I'm delighted to know you found our service up to the mark, James! Our team at Atlantic Coast Mortgage always aims to make the home purchase process as seamless as possible for our clients. It was a pleasure to assist in your journey. Thank...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Jallaluddin K
Reply from Owner
May 7th, 2024 04:28 PM
I'm delighted to hear that you had such a positive experience at Atlantic Coast Mortgage. Your 5-star rating means a lot to me. If you have any other questions or need further assistance, don't hesitate to get in touch. Thank you for taking...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)