

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
You and your team is there when you need them no matter what the time of day that’s unusual Service for this day age. In a good way. Much appreciated.
Reply from Kristi Hardy
June 3rd, 2024 03:38 PM
Thank you, Michael, for the kind words and the stellar 5-star review! I'm thrilled to know that the service provided by my team at Atlantic Coast Mortgage was appreciated. We understand that an efficient service approach that aligns with our...
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Kristi and her team were amazing to work with.
Reply from Owner
June 3rd, 2024 03:40 PM
I'm truly thrilled to hear that you had such a positive experience with us, Earshad. It was a pleasure working with you, and your kind words mean a lot to me and the team at Atlantic Coast Mortgage. We always strive to provide superior service...
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Kristi and her team were there to guide us every step of the way. Couldn’t have asked for any better service.
Reply from Kristi Hardy
May 24th, 2024 07:53 PM
Thank you so much for your kind words, Earshadul. I'm delighted to hear that you had a positive experience with our team at Atlantic Coast Mortgage. Your satisfaction is our priority, and it was our pleasure to guide you through each step of...
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All the folks with Team Hardy were professional and curious. Most of us don’t buy a home often and they were wonderful at explaining the answers to my questions. Thanks again- I’m very pleased!
Reply from Kristi Hardy
May 24th, 2024 07:54 PM
Hi Claire, I'm thrilled to hear of your positive experience with Team Hardy at Atlantic Coast Mortgage. It's satisfying to know that we could assist you effectively during such a crucial time of purchasing a home. We strive to maintain professionalism...
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Everyone I worked with was helpful and patient, answering my questions along the way as they arose. Kristi answered a frantic 7am phone call from me early on so I appreciate her for being understanding. Financially painful but, all in all,...
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Reply from Kristi Hardy
May 20th, 2024 07:31 PM
I'm truly touched by your kind words, Carole. It was a pleasure to assist you with your home purchase. Remember, there are no silly questions in such a significant process, so I'm glad I could be there to provide the answers you needed, even...
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The entire mortgage process has been smooth and easy.
Reply from Kristi Hardy
May 16th, 2024 12:04 AM
I'm thrilled to hear that you found the mortgage process smooth and easy, Melita! Your positive feedback and the 5-star rating mean a lot to me. Here at Atlantic Coast Mortgage we always strive to make the loan process seamless. Should you...
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Kristi and the team made my home buying experience easy. The level of professionalism from the entire team was impressive. I highly recommend Kristi and the team. Thank you so much and I look forward to working with you in the future.
Reply from Kristi Hardy
May 14th, 2024 09:46 PM
Hi Billy! I'm thrilled to hear that you had such a positive experience with our team here at Atlantic Coast Mortgage. It was our pleasure to help make your home buying process as smooth as possible and we greatly appreciate your high rating...
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Kristi was a wonderful person over the phone. She really had that smile and pleasant customer service behind the scenes. She answered all my questions, and if she didn’t know the answer to something she would immediately turned to the team...
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Reply from Kristi Hardy
May 7th, 2024 04:25 PM
Thank you so much, Luciano, for the glowing review and the perfect rating. I'm thrilled to hear my dedication to excellent customer service and commitment to making the mortgage process as easy and painless as possible had a positive impact....
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Kelsey C
Reply from Owner
May 7th, 2024 04:26 PM
I'm incredibly grateful for your kind words and the perfect rating, Kelsey! It's wonderful to hear that you're satisfied with the service provided. At Atlantic Coast Mortgage, we aim to provide the best service imaginable. Your feedback means...
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Kristi and Maggie went above and beyond to assist us throughout the home buying process. As buyers up against a very competitive market, they both showed such patience, care, and support as we navigated it all. We could not have done it without...
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Reply from Kristi Hardy
May 7th, 2024 04:27 PM
Thank you, Rebecca, for your kind words and 5-star rating. It was both Maggie and my pleasure to assist you during your home buying journey. We understand how competitive the market can be and we're thrilled that we could provide the necessary...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)