

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Thanks!!!!!!!!!!!!!
Reply from Kristi Hardy
June 14th, 2024 01:09 PM
Great to hear from you, Eric! I'm so glad to hear that you had a positive experience with us at Atlantic Coast Mortgage. We strive to provide the best service for our customers, and it's always wonderful to get feedback. Thank you for the 5-star...
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Your whole team was there for us, very responsive and was willing to explain every step of the process the whole time. We felt very supported through our whole home buying process. Thank you SO much!
Reply from Kristi Hardy
June 12th, 2024 01:50 PM
I'm thrilled to hear that you had such a positive experience with our team, Alexis. It's very important to us that our clients feel supported and educated throughout the home buying process. It was a pleasure to help you, and we're all grateful...
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We live out of state and the communication during the entire process was excellent. Very prompt and helpful
Reply from Kristi Hardy
June 14th, 2024 01:10 PM
I'm thrilled to hear your positive feedback, Rhonda! Hearing that you found the communication excellent throughout the process, especially given the fact that you live out of state, is absolutely wonderful. It was my pleasure to assist you...
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Kristi and her team were so communicative and quick-moving when we needed them. They quickly earned our trust to provide answers, guidance or an updated pre-approval letter whenever we needed them. We had a lot of questions during the process,...
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Reply from Kristi Hardy
June 11th, 2024 11:26 AM
Hi Chloe,Thank you so much for taking the time to provide such a positive review. I'm thrilled to hear that you felt confident in the decisions you were making with our assistance. The Atlantic Coast Mortgage team and I always strive to provide...
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Kristi and her team were very responsive and helpful with answering questions as they came up throughout the home-buying process.
Reply from Kristi Hardy
June 10th, 2024 08:04 PM
I'm thrilled to hear that you had a positive experience with us, Brett! We strive to keep our clients informed and comfortable throughout the home buying process, so I'm glad we were able to assist with any questions that arose. Thank you for...
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Very responsive and friendly.
Reply from Kristi Hardy
June 10th, 2024 08:08 PM
Thank you for the wonderful review, Harun. I'm thrilled to hear that you found me responsive and friendly - I strive to provide excellent service for all my clients. I'm glad I could assist with your purchase and make the process a positive...
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Absolutely wonderful team to work with. We are on the West Coast moving to Virginia and Atlantic Mortgage was extremely responsive and easy to work with.
Reply from Owner
June 10th, 2024 08:08 PM
I'm thrilled to hear that you had a positive experience with our Atlantic Coast Mortgage team, Allen. It's fantastic to know our responsiveness and ease of working together stood out, especially during a coast-to-coast move. Thank you for giving...
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Super responsive when another lender backed out at the last minute. The whole team at Atlantic Coast Mortgage was wonderful and made this whole process very easy. A special thanks to Dana and Chris for all their hard work on my behalf, Doing...
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Reply from Kristi Hardy
June 3rd, 2024 03:36 PM
Hi Allen! I am thrilled to hear your experience with us at Atlantic Coast Mortgage was a positive one. We understand that purchasing a home can be a stressful endeavor, especially from across the country, but I'm glad we could make the process...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Matthew E
Reply from Owner
June 10th, 2024 08:08 PM
I'm absolutely thrilled to hear you had such a positive experience, Matthew! Your 5-star rating is greatly appreciated. It was my pleasure to assist you during your journey with Atlantic Coast Mortgage. If you have any more questions in the...
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The whole process was easy and very straightforward
Reply from Kristi Hardy
June 3rd, 2024 03:38 PM
I'm thrilled to hear that you found the loan process easy and straightforward, Matthew. Your positive feedback means a lot, and I'm so pleased I could assist with your purchase. Thank you for taking the time to share your experience and for...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)