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Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

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EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

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Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • google
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    KS 9
    Posted on July 13th, 2024 12:24 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from KS 9
    Reply from Owner
    August 6th, 2024 01:08 PM
    I'm absolutely thrilled to hear that you had such a positive experience with us at Atlantic Coast Mortgage. Your feedback and generous rating of 5 stars sincerely mean a lot to me. This motivates us to continue working hard in providing top-notch...
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  • SFTP
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    Kriti J
    Chantilly, VA
    Posted on July 13th, 2024 12:24 PM
    The process was certainly very smooth. ACM stood by us in every step giving their valuable guidance and expertise. Big shout to Team Hardy especially Dana Champan our load officer for being on top of it and coming up with best options for us!!...
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    Reply from Kristi Hardy
    July 13th, 2024 03:25 PM
    Thank you so much, Kriti! It's wonderful to know that you found our process smooth and appreciated the effort that our team, especially Dana, put in to provide valuable guidance and help you with the best options. We at Atlantic Coast Mortgage...
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  • SFTP
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    Charles E
    Lorton, VA
    Posted on July 11th, 2024 05:02 PM
    Everyone was knowledgeable and easy to contact.
    Reply from Kristi Hardy
    July 11th, 2024 05:37 PM
    I'm so glad to hear that you found our team knowledgeable and easy to reach, Charles! We strive to make the loan process as smooth as possible for our clients at Atlantic Coast Mortgage. Your 5-star rating is greatly appreciated. Should you...
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    Jenny R
    Posted on July 7th, 2024 06:24 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Jenny R
    Reply from Owner
    July 11th, 2024 05:38 PM
    I'm thrilled to hear that your experience with me at Atlantic Coast Mortgage was a positive one, Jenny! Your feedback and high rating mean a lot. I'm here for any future needs or questions. Take care! - Kristi Hardy
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    Jenny R
    Centreville, VA
    Posted on July 7th, 2024 06:24 PM
    Great communication on requirements, loan options, and timeliness.
    Reply from Kristi Hardy
    July 11th, 2024 05:38 PM
    I'm thrilled to hear you had a positive experience, Jenny. Your feedback regarding communication and timeliness is greatly appreciated. I was happy to guide you through the loan options and requirements for your purchase. If you have any further...
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  • SFTP
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    Matthew T
    Herndon, VA
    Posted on July 4th, 2024 02:03 PM
    Kristi and her team were amazing throughout the loan process and help me understand everything that happened. I was so impressed by the professionalism.
    Reply from Kristi Hardy
    July 11th, 2024 05:39 PM
    I'm thrilled to hear that you had a positive experience with our team, Matthew. We strive to provide clear and helpful guidance throughout the loan process, so it's great to know we hit the mark. Your kind words and impressive rating are greatly...
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  • SFTP
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    Laurence H
    Centreville, VA
    Posted on July 2nd, 2024 02:48 PM
    I had a great experience with Atlantic Coast Mortgage. The mortgage process was smooth and stress-free. From start to finish, their team was highly accessible and responsive, which made communication a breeze. Any questions or concerns I had...
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    Reply from Kristi Hardy
    July 2nd, 2024 03:19 PM
    Hi Laurence, I'm thrilled to hear that your experience with Atlantic Coast Mortgage was smooth and stress-free. Ensuring smooth communication and rapid responses to any concerns is part of our mission, and I'm pleased to know it made a difference...
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  • SFTP
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    Kathleen C
    Arlington, VA
    Posted on June 25th, 2024 01:05 PM
    Very communicative
    Reply from Kristi Hardy
    June 25th, 2024 10:12 PM
    I'm thrilled to hear that you found our communication effective, Kathleen. Your feedback is valuable, and I'm glad to know you had a positive experience during your loan purchase process with Atlantic Coast Mortgage. I strive to maintain open...
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    Claudia F
    Posted on June 18th, 2024 12:43 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Claudia F
    Reply from Owner
    June 25th, 2024 10:12 PM
    I'm incredibly grateful for your positive feedback, Claudia! It's always rewarding to hear that my efforts made a difference. Your 5-star review means a lot to me and to everyone here at Atlantic Coast Mortgage. Looking forward to working with...
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  • SFTP
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    Claudia F
    Martinsburg, WV
    Posted on June 18th, 2024 12:43 PM
    After working with a mortgage lender who would not respond to my calls and texts, someone recommended Kristi Hardy and GAME CHANGER! Working with her team was so effortless. They guided me through the entire loan process and were excellent...
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    Reply from Kristi Hardy
    June 18th, 2024 06:44 PM
    Hi Claudia! Wow, your words really made my day! I'm ecstatic that my team and I could step up and make your first home purchase a smooth, positive experience. Seamless communication is a priority for us, as we understand how essential it is...
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    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
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    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
    • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)