Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
Location & Business Hours
Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Kristen and her team worked through everything that needed to be done to get our loan closed on time. She was always able to provide solutions for the problems that arose.
Everyone I talked to was extremely nice but it was almost impossible to get them on the phone. I had to call multiple times (even with leaving messages) to get someone. It seemed like everyone I talked to told me something different. It was...
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Kristen was helpful and on it at every step of the way!
Great team
This process was made quick and painless my Kristen and her team. Great job!
Kristen was always available when we needed her during and often after business hours.
We were very fortunate to work with Kristen and the team at Towne. Kristen was very patient with us and was excellent at communicating with us.
Kristen was extremely personable, easy to reach, and knowledgeable about the loan process. I will certainly recommend her to my future clients and look forward to doing business with her again in the future.
Kristen was highly efficient, prompt, and pleasant to work with. There was a period of time where we were working with one of her associates during which there were a few significant gaps in communication. This resulted in a bit of chaos on...
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The challenges that we all experienced are well known at this point.
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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