Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
Location & Business Hours
Business Hours
Mon
24 hours
Tues
24 hours(Open now)
Wed
24 hours
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Reviews from Web
Kristen and here team were able to get us approved in record time. Great customer service and very knowledgeable.
It felt like Kristen and her team worked around the clock for us! We had an amazing experience working with them. We have worked with other lenders in the past and this was bar far once of the best experiences we have had. We truly appreciated...
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Kristen and her team are experts at what they do. They made purchasing a home so simple and easy for us. As a first time home buyer, I would recommend her to anyone and everyone.
The staff was very friendly and was was always there when I had questions and concerns regarding the mortgage process. Outstanding staff.
Kristen and her team were on point and our closing went smoothly.
Great person to help you get a loan . Very knowledgeable about the process. She was there anytime we called which was at early morning ,weekends and nights. I would recommend anybody looking to buy a house or refi to go talk to her she will...
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Everyone was so nice and answered all of our questions as a first time home buyer
Kristen and her team were great ! They were professional, knowledgeable and prompt. It was a pleasure doing business with them and I'd like to personally thank them for their diligent efforts in making this a quick, hassle-free closing. Job...
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Kristen and her entire team were awesome. We had a great experience and great customer service. We'll definately be recommending them to others!
Very sound advice and support.
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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