Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Kristen and Angie were great for the start to the closing.
Kristen was so helpful at everything. She checked on me when to see how the house hunting was going and made sure I had everything I needed.
Kristen was very experienced and helping throughout the entire mortgage process. She provided updates along the way to make the process seamless. I would highly recommend Kristen for your mortgage needs.
The personal attention ,advise and support shown by Kristen as well as each member of her Team wasexceptional. Each step of the Buying process from Mortgage Application to the Closing on my Homewas handled with precision. Doris H JonesClosing...
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Persistent employees. Kept pushing to close loan instead of giving up.
It is imperative that there is trust involved in this process. Make certain that information that is shared about your clients is authorized by the client. Better communication about cost and closing dates would help greatly.
informative. professional, on time, great support from all of Town Bank people
Kristen updated us all the time. She explained everything to us. She and her team made a stressful time so much easier. Thank you so much!
Less paperwork, it's really a pain when you have to send the same paperwork over and over. And not selling the loan before you even close, really? If I'd had wanted to deal with some one else, I would have gone else where.
Kristen guided us through the process in a quick and unimposing manner. She was top notch in every aspect.
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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