Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Working with Kristin Smith at Guild Mortgage was an absolute pleasure. From start to finish, she was professional, detailed, and incredibly thorough. As an attorney, I pay close attention to every detail — and Kristin exceeded my expectations...
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Reply from Kristen Smith at CrossCountry Mortg...
December 4th, 2025 01:37 AM
Wow, thank you so much for sharing such a thoughtful review! It truly means the world to me. Working with you was an absolute pleasure, and I’m so glad I could make the process smooth and stress-free. I know how important every detail is,...
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Working with Kristin Smith at Guild Mortgage was an absolute pleasure. From start to finish, she was professional, detailed, and incredibly thorough. As an attorney, I pay close attention to every detail — and Kristin exceeded my expectations...
read more
Reply from Kristen Smith at CrossCountry Mortg...
December 3rd, 2025 12:00 AM
Wow, thank you so much for sharing such a thoughtful review! It truly means the world to me. Working with you was an absolute pleasure, and I’m so glad I could make the process smooth and stress-free. I know how important every detail is, and...
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You and your TM alwasy answered my questions and expalined everything in detail.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Kurtis, I appreciate your feedback. It's important to me that your questions were answered and everything was explained in detail. If there's anything else you need assistance with, please feel free to reach out.
Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Wendy W
Reply from Kristen Smith at CrossCountry Mortg...
December 4th, 2025 01:28 AM
Thank you so much for the 5-star review, Wendy! 😊
Everything went smoothly and Kristen was a big help.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Wendy, I'm happy to know that everything went smoothly for you. It's great to hear that I was able to assist you along the way. If there's anything more you need or if questions arise, feel free to reach out anytime.
I had an incredible experience working with Kristen. As a first time home buyer, I was totally new to the home buying process. Kristen educated me, and gave me confidence to put an offer on the house. She was always available for us to ask...
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Reply from Kristen Smith at CrossCountry Mortg...
December 4th, 2025 01:54 AM
Thank you so much for sharing your experience! It was such a pleasure working with you and guiding you through your first home purchase. I know how big of a step this is, and I’m so glad I could help you feel confident and supported every...
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I had an incredible experience working with Kristen. As a first time homebuyer, I was totally new to the home buying process. Kristen educated me, and gave me confidence to put an offer on the house. She was always available for us to ask questions...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Jessica, I'm truly grateful for your kind words. It's wonderful to hear that I could help make your first home buying experience a positive one. Being available to answer your questions and guide you through the process is always my goal. Congratulations...
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Kristen is great! Very knowledgeable and responsive, would highly recommend!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Gunnar, I'm pleased to hear that you found my knowledge and responsiveness helpful. Your recommendation means a lot. If you ever have more questions or need further assistance, don't hesitate to get in touch. Thank you!
Kristen Smith at Guild mortgage is awesome. She made everything so easy and was very helpful. I also ended up closing a over a week sooner than I thought! Thank you Kristen!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Bryan, thank you for your feedback. I'm glad to hear that the process went smoothly and that closing earlier than expected was a pleasant surprise. If there's anything else you need or any questions you have in the future, I'm here to help....
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Although a very trying process every thing worked out well
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Kenneth, I'm glad to hear that everything worked out well in the end. I understand the process can be challenging, and I appreciate your trust and patience throughout. If you have any questions or need more assistance in the future, please...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095