

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Gildardo R
Everything goes smoothly into the process.
Thank you.
KRISTEN SMITH.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
It's good to know that everything went smoothly for you during the process, Gildardo. Thank you for taking the time to share your experience. If there’s anything further I can assist with, please feel free to reach out.
Kristen was very responsive to our never ending questions and always got back to us in a timely manner.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Katheleen, I appreciate your review. It's good to hear that my responsiveness met your needs and that I was able to address your questions. If there's anything more you need or any further assistance required, please reach out at any time.
They were there when ever we call to handle our questions
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Walter, it's great to know that I could be there to answer your questions whenever you needed. If you have any more queries in the future or need further assistance, I'm just a call away.
Kristen demonstrated mastery of her profession in a timely and efficient manner, I would recommend her as a solid addition to your real estate team.
Kristen and team were super communicative and very helpful.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your review! I’m so glad to hear that you felt supported and informed throughout the process. Communication is so important to me and my team, and we loved working with you to make everything as smooth as possible. If...
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Kristen was so helpful in discussing all our options. She was knowledgeable, easy to talk to, and helped us feel informed about making a really big decision.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words! I’m so glad I could help you feel informed and confident while making such an important decision. It’s always my goal to make the process as clear and comfortable as possible, and I truly enjoyed working...
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communicated and did everything needed
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm glad to hear that everything went smoothly and you felt well-supported throughout the process. If there's anything else I can assist you with, don't hesitate to let me know.
Amazing professional Associate! Highly recommended
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much Michelle! It was truly a pleasure working with you! 😊 - Kristen Smith
Kristen is amazing! My husband and I were first time home buyers when we met Kristen. She was extremely helpful, ran numbers for us on several properties, educated us through the homebuying process, and was extremely timely and kind. Would...
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Reply from Kristen Smith at CrossCountry Mortg...
December 4th, 2025 01:40 AM
Thank you so much for your kind words! It was such a joy working with you both on your first home purchase. I know how exciting and sometimes overwhelming the process can be, so I’m thrilled to hear that my guidance and support made things...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095