

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is great to work with, very knowledgeable and a great business partner to work with.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Alondra! You are a pleasure to work with as well and I really appreciated your exceptional communication! I look forward to getting more of our clients into their dream home together!
Things were a little complicated on my end, but Kristen and her team helped me navigate the process flawlessly. I’m so thankful.
Kristen and her team helped me for almost a year and did a "great" job. I was able to trust her and know that she had my best interests at heart. Thank you.
I knew what I needed and when. Received prompts for urgent items which was very helpful.
Kristen was very trustworthy and helpful during the entire process!
Clear expectations of the process and kept me updated on everything as we went along. There was a lot to sign, and having the extra reminders and explanations helped as well!
Kristen is responsive and helpful.
I felt confident throughout the entire process of my home purchase that Kristen and her team had everything under control. They were organized and thorough and really took the worry off my plate so I could focus on getting other things in order....
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Very friendly, helpful, and knowledgeable staff that are always willing to answer my questions!
Kristen is excellent and really good with communication. She makes it a personal experience. She understood our situation completely and made sure we felt reassured throughout the process. Bill was not as on the ball regarding our information...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095