Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is great!
Kristen was wonderful to work with through our transaction. She kept us informed and worked out any problems we had a long way. I look forward to working with her again.
The ease of the process and the communication was outstanding. Kristen was always friendly and always quick to answer any questions I had.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Dustin! It was a pleasure working with you and I am grateful for you using me to do your loan!
Kristen Smith is a delight to work with. She is wonderful with clients because she is friendly, knowledgeable and always makes closing deadline. I trust her and recommend her to all of my buyers because I know her level of service is extraordinary....
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Lori! Your referrals mean so much to me! :)
Kristen was a pleasure to work with. Her and her team went above and beyond to help us purchase our new home.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Elliott! I am so excited for your new chapter in Arizona!
Kristen was so wonderful to work with. I was so nervous about buying a house actress the country. Kristen walked me through the entire process. We couldn’t have moved to our dream home without her!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Deena! I am so excited for your new adventure in Arizona! You and Elliott were wonderful and I hope we get to meet soon! :)
Kristen was available to us for every question we had even responding to emails late at night and on weekends! She went above and below to make sure we were informed regarding every aspect of the process. Kristen is absolutely amazing and we...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Pam! You and Steve were so kind! I hope you enjoy your new home in Flagstaff!
Kristen and team always available on the phone to answer questions promptly. Entire experience was smooth and painless.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Steve!
kristen made this a easy and painless experience even in a difficult market
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Brian! I am grateful you used me!
Amazing communication! Weekend or weekdays Kristen was always available. She truly cares about all parties in the transaction
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Jean! Your referrals mean so much to me!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095