Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Good communication and quick closing
Kristen went above and beyond for my wife and I.
Kristen is AMAZING! She communicated with my husband and I throughout the whole loan process, keeping us in-the-know about where we were at. I highly recommend her service!
I absolutely love Kristen. She made my first house buying experience excellent. I could tell she really respect veterans service as well. Which is huge because of the VA loan process. I can’t say enough good things about Kristen. Thank you...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Sean! I am so grateful to have helped you get into your first house! You were wonderful to work with and thank you for all you have done for our country!
Kristen is very knowledgeable and professional. She kept me informed throughout the entire process and responded to all my questions timely. Her positive attitude was a plus, making me feel comfortable reaching out to her, even when it was...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Jaime! It was so nice to work with you! I hope you have many wonderful memories in your new home!
So helpful and made the process as easy as possible for me.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much! It was a pleasure working with you and I am so excited for you to enjoy your new home!
Kristen's strong communication skills and ability to pull everything together in a calm way really helped keep the transaction stress free.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Shannon! It was a pleasure working with you!
Kristen is an amazing loan officer! She has helped me incredibly through my home buying process. She explains everything thoroughly so I can understand. The home buying process is scary, but she has made it very easy and straight forward.
Kristen is so professional, great in communication all updates and docs needed to complete loan on time! She answered all questions timely and accurate. She’s a positive person and I would highly recommend her!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Ventura! I really enjoyed working with you!
Kristen was super helpful with any and all questions I had. Being a first time homebuyer is an intimidating process, but Kristen made it all make sense which helped to ease our anxiety. Definitely recommend Kristen VERY HIGHLY!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Pearlyn! I hope you are enjoying your new home! :)
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095