

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is a great communicator and closed on time!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Billie! I always enjoy working with you! :)
Responsiveness and communication with a pleasant attitude. All questions were responded to in a professional manner and no question was considered insignificant.
Overall a very pleasant experience.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Julia! It was such a pleasure working with you and Kari!
Always great working with Kristen. She is a great communicator, and responds quickly to resolve issues when then come up during the process. Looking forward to working with Kristen for many future transaction.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you so much Dawn! I love working with you and look forward to our future transactions together!
Kristen was so easy to contact and was always willing to answer our questions. We are first time home buyers, so she made the process extremely smooth and painless!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:48 PM
Thank you Paige! I am so excited for you guys and all the memories you will make!
Kristen Smith was so helpful explaining everything to us. She made the process so easy.
Kristen was professional and very kind through the entire process. kept us up to date on how all was going.She was easy to work with.
Kristen is always willing to help and answer any questions. I know when I work with Kristen she'll answer my calls, keep me up to date on the loan status and do anything she can to make the transaction as easy and smooth as possible.
Kristen was wonderful throughout the process with communication and explaining everything. She is a great Loan Officer.
Kristen went above and beyond and I would 100% recommend her! Her communication skills are top notch!
Kristen was very personable and knowledgeable. She and her team did a great job of keeping us up to date and guiding us through the process. Thanks Kristen!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095