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Kristen Smith at CrossCountry Mortgage - Originating Branch Manager | NMLS #1993938 in Scottsdale, AZ

Kristen Smith at CrossCountry Mortgage

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Originating Branch Manager | NMLS #1993938

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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    Billie M
    Flagstaff, AZ
    Posted on February 2nd, 2023 06:25 PM
    Kristen is a great communicator and closed on time!
    Reply from Kristen Smith at CrossCountry Mortg...
    August 12th, 2026 09:48 PM
    Thank you Billie! I always enjoy working with you! :)
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    JULIA R
    Rimrock, AZ
    Posted on January 8th, 2023 01:28 AM
    Responsiveness and communication with a pleasant attitude. All questions were responded to in a professional manner and no question was considered insignificant. Overall a very pleasant experience.
    Reply from Kristen Smith at CrossCountry Mortg...
    August 12th, 2026 09:48 PM
    Thank you so much Julia! It was such a pleasure working with you and Kari!
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    Dawn D
    Rimrock, AZ
    Posted on January 6th, 2023 02:32 PM
    Always great working with Kristen. She is a great communicator, and responds quickly to resolve issues when then come up during the process. Looking forward to working with Kristen for many future transaction.
    Reply from Kristen Smith at CrossCountry Mortg...
    August 12th, 2026 09:48 PM
    Thank you so much Dawn! I love working with you and look forward to our future transactions together!
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    Paige S
    Bellemont, AZ
    Posted on December 21st, 2022 03:53 PM
    Kristen was so easy to contact and was always willing to answer our questions. We are first time home buyers, so she made the process extremely smooth and painless!
    Reply from Kristen Smith at CrossCountry Mortg...
    August 12th, 2026 09:48 PM
    Thank you Paige! I am so excited for you guys and all the memories you will make!
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    Lisa K
    Payson, AZ
    Posted on December 20th, 2022 07:17 PM
    Kristen Smith was so helpful explaining everything to us. She made the process so easy.
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    James K
    Payson, AZ
    Posted on December 18th, 2022 02:11 AM
    Kristen was professional and very kind through the entire process. kept us up to date on how all was going.She was easy to work with.
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    Eric J G
    Flagstaff, AZ
    Posted on November 13th, 2022 03:30 PM
    Kristen is always willing to help and answer any questions. I know when I work with Kristen she'll answer my calls, keep me up to date on the loan status and do anything she can to make the transaction as easy and smooth as possible.
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    Beverly B
    Lakeside, AZ
    Posted on November 13th, 2022 12:13 AM
    Kristen was wonderful throughout the process with communication and explaining everything. She is a great Loan Officer.
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    Amber M
    Flagstaff, AZ
    Posted on September 26th, 2022 02:21 PM
    Kristen went above and beyond and I would 100% recommend her! Her communication skills are top notch!
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    Claire E
    Flagstaff, AZ
    Posted on August 29th, 2022 04:03 PM
    Kristen was very personable and knowledgeable. She and her team did a great job of keeping us up to date and guiding us through the process. Thanks Kristen!!
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
    Products & Services
    Mortgage Broker
    FHA Home Loan
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    Year Started

    2026

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1993938
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS