Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Sonia M D
Reply from Kristen Smith at CrossCountry Mortg...
November 4th, 2024 08:35 PM
Sonia, thank you so much for the 5-star review!
Kristen worked in an expedient manner. She was highly knowledgeable and helpful. I was most impressed with her excellent communication throughout the entire process. The transaction was smooth and she played a major role in how it all came...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Hi Sonia, Thank you so much for the glowing review! I'm thrilled to hear that you had a positive experience with your purchase loan process. I strive to make each transaction as seamless as possible, and I'm glad I could be of help. Your kind...
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We recently purchased a 2nd home. Kristen was extremely helpful throughout the entire process - from being available on a Sunday to kick off the application to walking through every step of the approval process, helping us meet a tight closing...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Hi Lyena, I'm thrilled to hear that you had such a positive experience with your second home purchase! It was my pleasure to assist you throughout this process, and I'm glad we were able to meet your tight closing deadline. I'm always here...
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Kristen is an amazing loan officer! Throughout my home purchasing process, she was extremely helpful, knowledgeable, and patient. I frequently reached out to her, and she was always responsive in the most kind and understanding way. She is...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Hi Nejia, I'm thrilled to hear your positive remarks and 5-star rating! It was a pleasure guiding you through your home purchasing journey. I'm glad that my responsiveness and resources played a helpful role in making the process less stressful...
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Kristen was amazing! My client was going to be a cash buy and that fell through 2 weeks before closing. We had already passed our inspection period and my client really wanted this property. I called Kristen and she was able to pick up the...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm absolutely ecstatic to hear about your positive experience! It was a pleasure to assist you and N.S. during this important journey. I am so excited and happy for her! Your kind words mean a lot to me! I am looking forward to assisting you...
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Kristen and the entire Guild Mortgage team have been phenomenal to work with. During such crazy times within the real estate market she advocated and educated us all the way through to our close. I wouldn’t suggest calling anyone else!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for the stellar rating, Tyler! I'm delighted to hear that you had a positive experience with me and Guild Mortgage. It was a pleasure to guide and educate you throughout the entire process, especially during these challenging...
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Kristen is AMAZING to say the least. She is kind, honest, and has outstanding customer service. She walks you through every step of the process and guides you through the best options to fit your needs. We will definitely be reaching out to...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Mike, thank you so much for your generous review! Your kind words truly make my day! Please don't hesitate to reach out for any future needs, I'd love to assist you again. Thank you for your recommendation! - Kristen M. Smith, Guild Mortgage....
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To anyone who needs a mortgage ask for Kristen Smith. She won’t let you down. She’ll give you 110% of knowledgeable, professional and friendly service. We are totally satisfied with how our mortgage process worked. Great job Kristen and thank...
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Reply from Kristen Smith at CrossCountry Mortg...
July 20th, 2024 03:49 PM
Thank you so much for the glowing review, Ted! It was such a pleasure assisting you and Karen! You were a delight to work with and I am so excited for your next chapter in Arizona! I am always here if you need anything else in the future. Your...
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Kristen is nothing but knowledgeable, professional and re assuring besides being very friendly. It was a pleasure being a customer. I recommend Kristen to anyone who needs a mortgage. We give Kristen 10 out of 10 stars!😎
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for the glowing review, Ted! It was such a pleasure assisting you and Karen! You were a delight to work with and I am so excited for your next chapter in Arizona! I am always here if you need anything else in the future. Your...
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Kristen Smith is a joy to work with. She is very knowledgeable, kind, and patient. She always reassures you that no question is a dumb one. She treats you like a friend rather than just another client. She will respond to txts and emails in...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Hi Julia, your kind words absolutely made my day! I'm thrilled to hear that you felt treated like a friend and were reassured throughout our interactions. Your recommendation means a lot to me and my team. Thank you for trusting me with your...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095