

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Confusion about recoding in the name of the trust aftwr bringing all the documents.
Great response time & communication
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that you had a positive experience with me! Your feedback about the response time and communication is greatly appreciated. Thank you for your 5-star review, Regina. -Kristen M. Smith 😊
Experience was smooth. Kristen was helpful and walked me through everything step by step!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that you had a smooth experience, Bryan! It was my pleasure to guide you through the process. Receiving feedback like this makes my job incredibly rewarding. I am so excited for you and please let me know if you need anything...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from D S
Reply from Kristen Smith at CrossCountry Mortg...
November 19th, 2024 09:12 PM
Thank you so much!
Kristen is amazing
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thrilled to hear you had a positive experience, Deavin! It was a genuine pleasure to assist with your purchase. Your satisfaction is my top priority and I'm delighted that you felt this during our time working together at Guild Mortgage. Thank...
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Communication was excellent
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for the 5-star review, Tasha! I always strive to provide clear and timely updates for a smoother transaction! You were wonderful to work with and you went the extra mile! I look forward to working with you again! 😊
Kristen at Guild Mortgage was a real blessing to us. We had not bought a house in 25 years and everything seemed complicated. Kristen graciously and patiently walked us through every step. Guild also provided a free Move Concierge service that...
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Reply from Kristen Smith at CrossCountry Mortg...
November 13th, 2024 02:40 PM
I'm thrilled to hear that you had a positive experience with me, Valorie! Your 5-star rating is very appreciated. I am so happy for you and Alan! I hope you are loving your new home! 💟
We had a great experience because of Kristen. She deserves a raise.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm absolutely thrilled to hear about your positive experience, Valorie! Ensuring my clients have a smooth and efficient loan process is a top priority for me at Guild Mortgage. Your kind words and your suggestion for a raise made my day! I...
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Kristin went above and beyond with her communication.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for the kind review! I strive to provide excellent communication for you, and all involved! It was wonderful to work with you and hope to work together again soon! 😊
Friendly service
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you for the great review! It was a pleasure working with you and I am so excited for you! 😊
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095