

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is AMAZING to work with. Her support and communication through the process with all involved helps for a smooth successful transaction. She is kind hearted and works so hard to meet the needs of her clients. I absolutely would recommend...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your awesome review! I am truly touched by your kind words. These words make my day! 😊😊😊 - Kristen Smith
Kristen worked hard to explain the process to all parties involved. She was clear, concise, and worked hard for her client.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that you had a positive experience with me! Ensuring my clients understand the process and feel confident with their purchase is my top priority. Thank you for the wonderful review and the perfect 5.00-star rating! It was...
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Kristen is a great communicator and very "on top of it". She is also available for the clients when they are ready to purchase which can be in the evening or on a weekend. It matters!
Reply from Kristen Smith at CrossCountry Mortg...
January 15th, 2025 03:46 AM
Thank you, Billie, for the amazing review! 😊 - Kristen Smith
Kristen is on top of it, her communication throughout the process is excellent and she is available!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words, Billie. I'm really glad to hear that you appreciated my communication and availability throughout the purchase process. Always here to make your experience as smooth and efficient as possible. Your 5-star...
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She got us to the finish line!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Ty, it was my pleasure to help you reach the finish line! If you ever need any further assistance, don't hesitate to reach out. Thank you for the 5-star rating! 😊Kristen Smith
Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Adriaan W
Reply from Kristen Smith at CrossCountry Mortg...
January 13th, 2025 09:38 PM
I'm thrilled to hear that you had such a positive experience with me, Adriaan. Your 5-star rating means the world to me. Looking forward to assisting you again in the future. Thanks again, Adriaan! - Kristen Smith 😊
Kristen did an amazing job helping my client get his loan secured and was helping out every step of the way. She went above and beyond helping us out.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for the 5-star review, Nate! I'm thrilled to hear that I was able to assist you effectively throughout the loan process. Looking forward to helping even more in the future! - :) Kristen Smith
I appreciated the support and guidance.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm delighted to hear that you appreciated the support and guidance throughout your purchasing journey, Jessica. It was an absolute pleasure assisting you and making sure you were well-informed at every step. Your positive feedback means a...
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They always responded to questions very quickly and were able available to talk anytime if needed.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Glad to hear your positive feedback, Adriaan! I'm pleased my prompt responses and availability helped make your home purchasing process easier. I strive to assist my clients in the best way possible. Please don't hesitate to reach out if you...
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Kristen is knowledgeable and a very pleasant person to work with!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thanks for the positive review, Patricia! I'm thrilled to hear that you had a pleasant and informative experience working with me on your purchase. It's always my goal to make the mortgage process as smooth and understandable as possible. If...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095