Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen Smith was kind and patient with me. It was my first time in this situation and she answered every question and phone call with courtesy and knowledge. Thank you!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Kiona, thank you so much for your kind words! I'm thrilled to hear that your first home buying experience was a positive one. It was a pleasure to assist you through this exciting journey, and I'm glad I could provide the support and answers...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Edward S
Reply from Kristen Smith at CrossCountry Mortg...
February 24th, 2025 02:26 AM
Thank you so much, Edward! - Kristen Smith
Kristen made the whole process do ~able...she kept me calm and got us our dream house !!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm so pleased to hear that you found the loan process manageable and that I could help make your dream of home ownership a reality, Anne! Your satisfaction is my top priority and being able to assist in making the process stress-free is what...
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Kristen is very thoughtful and is the best of best! Always available via phone of email and always so pleasant to work with!
Reply from Kristen Smith at CrossCountry Mortg...
February 24th, 2025 02:27 AM
Thank you so much for your kind words, Bodie! Your review truly brightened my day. It was a pleasure working with you, and I'm thrilled to hear that you found the process enjoyable and convenient. I'm always here if you need anything in the...
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Kristen is very thoughtful and on top of her game! Always available via phone of email and always so pleasant to work with!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm sincerely grateful for your kind words, Bodie. It was a pleasure to assist with your purchase and ensure you had a positive experience at Guild Mortgage. I'm always here to provide support via phone or email whenever you need. Thank you...
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Kristen is amazing! She is so nice and was really dedicated to helping us through the process. I knew I could call her if I had any questions and she would always answer and patiently explain it all. I appreciated being able to meet her in...
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Reply from Kristen Smith at CrossCountry Mortg...
February 24th, 2025 02:28 AM
Davita, thank you so much for your kind words! It was truly a pleasure working with you through the home-buying process. I'm so happy to hear that you felt supported and comfortable reaching out with any questions. Meeting in person and ensuring...
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Kristen was so nice and really dedicated to helping us through the process. I knew I could call her if I had any questions and she would patiently explain it all. I appreciated being able to meet her in person and knowing she would help with...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much, Davita, for your kind words! 🎉 It was an absolute honor to be part of your and Melvin’s journey to buying your first home. I’m incredibly grateful that you chose me as your loan officer. Wishing you both many years of joy...
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Many thanks to Kristen for all her help throughout the home buying process. Out of all the lenders we contacted, she was the most reliable and helpful. I can't imagine going with anyone else.She never made us feel like we were asking dumb questions,...
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Reply from Kristen Smith at CrossCountry Mortg...
January 15th, 2025 03:34 AM
Thank you so much for your kind words! I’m truly grateful to have been part of your journey to buying your first home. I enjoyed guiding you through the process, and there were absolutely no dumb questions! If you ever need anything in the...
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Many thanks to Kristen for all her help. Out of all the lenders we contacted, she was the most reliable and helpful. I can't imagine going with anyone else.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words! I’m glad I could provide the reliable and helpful support you needed. It was a pleasure working with you, and I’m grateful you chose me as your lender. If you need anything in the future, please reach...
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Kristen was an excellent mortgage officer! I was very comfortable to call and text her at all hours with questions and concerns. She was able to explain things to me in a way I could understand which made the whole process a lot easier!!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words! I’m really glad you felt comfortable reaching out to me with your questions and concerns. It was a pleasure working with you, and I’m truly grateful to have been a part of your home buying journey! If...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095