

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is the best! She always shows up and does what she says. Our experience has always been outstanding and she goes above and beyond for our clients!
Reply from Kristen Smith at CrossCountry Mortg...
April 16th, 2025 05:12 AM
I am so happy to hear about your outstanding experience, Justin! It is always my goal to go above and beyond for my clients, and I'm glad this has been reflected in our interactions. Thank you for your kind words and trust. 😊 - Kristen Smith...
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Kristen was clear, quick, and easy to work with. We are glad we went with her!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I am so happy to hear that your experience was clear, quick, and easy. It was a pleasure working with you both, and I'm glad you chose to work with me at Guild Mortgage. Thank you for your kind words! 😊 - Kristen Smith
Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Cheryl C
Reply from Kristen Smith at CrossCountry Mortg...
April 16th, 2025 05:14 AM
Thank you so much for your excellent review! 😊- Kristen Smith
Kristen was able to come into the picture with a time delay and get all the necessities done to keep the closing on time!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I am so grateful to have been a part of this successful closing and to be able to assist with the time delay! You were wonderful to work with and I look forward to working with you again soon! - Kristen Smith 💟
Kristen's professionalism and proactive communication were integral to the transaction.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Ellen, I appreciate your kind words! I really enjoyed working with you and I hope to work with you again soon! 😊 - Kristen Smith
Kristen was very supportive and available during a confusing and stressful time since we were doing this for the first time.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words! It is always my goal to make the process as smooth and stress-free as possible. If you need anything in the future, please don't hesitate to reach out! - Kristen Smith 💟
Eileen and Kristen did great.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for the kind and 5-star review, Norma! I really enjoyed working with you! - Kristen Smith 😊
I had an excellent experience working with loan officer Kristen! She was incredibly knowledgeable and attentive, always available to answer any questions I had—regardless of whether they were small, big, or even repeated. Her calm demeanor...
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Reply from Kristen Smith at CrossCountry Mortg...
March 17th, 2025 05:48 PM
Thank you so much for your wonderful review! I am truly grateful for your kind words and that I was able to help you with the process! It was a pleasure working with you! I am so glad that I was able to make the process smooth and stress-free!...
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A friend of mine who was buying a home for the first time introduced me to Kristen Smith. I have purchased properties before but my friend was very nervous and anxious about the whole process. After spending some time with Kristen my friend...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your heartfelt review! I am thrilled to hear that both you and your friend had a postiive experience. Your recommendations mean a lot to me! If you ever need assistance in the future, please don't hesitate to reach out!...
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Kristen was always quick to return my calls and answer any questions. Made the process a lot less confusing.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Kurtis, I'm so glad to hear that you felt supported throughout the process! It was a pleasure working with you, and I'm thrilled to know that I could help make things clearer and more straightforward. If you ever need anything in the future,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095