Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen is a wonderful loan officer and made the entire experience seamless and easy!! She is very professional and answered every question/concern we had!! Thank you
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that your experience was seamless and easy. It was a pleasure to assist you, and I appreciate your kind words. Thank you for choosing Guild Mortgage for your purchase.
Consisbtely available for questions , helpful on decisions and delivered on everything she said she would.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm thrilled to hear that I could be consistently available and helpful throughout your home purchase process. Delivering on promises is important to me, and I'm glad I could meet your expectations. Thank you for your kind words and trust in...
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Kristen was amazing to work with. She kept me informed and was very professional and kind. Kristen went above and beyond!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words, Donna! It was a pleasure working with you, and I am so excited for you! Your feedback means a lot to me! Please let me know if you need anything in the future! 😊- Kristen Smith
As an industry partner, I would definitely recommend using Kristen in future transactions! Excellent communication and very organized.
Reply from Kristen Smith at CrossCountry Mortg...
May 7th, 2025 11:15 PM
Thank you so much for your recommendation! I am so happy to hear that you found my communication and organization helpful! It was a pleasure working with you, and I look forward to working together again soon! - Kristen Smith
Kristen was great with her communication and kept things in line so both parties went through the transaction smoothly. Will definitely be using her again!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you Kristin, for your wonderful review! I look forward to working with you again! - Kristen Smith
Kristen is wonderful to work with, very accessible and communicative. I would highly recommend using her for a loan.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your kind words, Jennifer! Your recommendation means a lot to me, and I am so happy and grateful that I could assist you with your loan. Please let me know if you need anything in the future! - Kristen Smith 😊
Very good to work with.
Reply from Kristen Smith at CrossCountry Mortg...
May 7th, 2025 11:31 PM
Thank you so much for your 5 star review, Dallas! I hope to work with you again soon! - Kristen Smith
The communication and ease of closing.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I am thrilled to hear that you found the communication and closing process to be smooth and straightforward. It was a pleasure to assist you with your purchase at Guild Mortgage. Thank you for your feedback!
Kristen was amazing. Best ever experience for mortgage.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I am so happy to hear that you had an amazing experience with me! Thank you for your kind words! I hope you enjoy your new home! 😊
Kristen is incredible! She was very patient, communicative, and supportive in the process of our first loan. She took the extra time to explain what all the fancy terms meant without making us feel silly for not knowing. We have unusual and...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you so much for your incredibly kind words, Danya! I am so happy to hear that I could make the process of your first home loan smooth and enjoyable! It was a pleasure working with you and explaining everything along the way. I look forward...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095